NCR's ImageMark deposit technology is the most deployed ATM imaging solution on the market today, both domestically and in international markets. As the world's leading provider of self-service and back-office technology, NCR is uniquely positioned to quickly provide its consulting and deployment expertise to small and large financial institutions looking to benefit from this cost-saving and enhanced customer service application.

Gianni Degan, deputy general manager of UniCredit Banca, said, "This is a great success for both NCR, which provided the equipment and know-how, and for UniCredit. Allowing customers to make bank deposits at any time of the day provides immeasurable added value to our overall service and ensures that we can allocate additional resources to provide consultancy services that meet our customers' needs."

NCR's "No Envelope" Deposit technology utilises NCR's Windows®-based APTRA software to enable the capture of cheque and cash deposit images at the ATM or any remote location. In international markets which are primarily more cash-centric, the ability to offer an ATM receipt with a tally of all currency denominations deposited provides a valuable proof-of-deposit for customers, while reducing cost and staff time for the institution. Since in many areas customers can only make deposits during traditional banking hours, this 24-hour service is a welcome addition. Consumers and financial institutions in the United States are also particularly enthusiastic about the ATM screen and receipt containing the image of all deposited cheques. In both scenarios, image capture enables faster processing by truncating paper as early as possible in the system.

"We are truly pleased with the results obtained through our relationship with UniCredit," said Flavio Ballarini, director of NCR's Financial Solutions Division in Italy. "UniCredit realised the importance of this increasingly popular trend and, as a result, has once again positioned itself as one as one of the most innovative banks in the Italian market."