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Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

When Your Vendor Becomes Your Vulnerability

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

Resilience Reimagined

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Paul Holt

Paul Holt EMEA Group Vice President at Digicert

The quantum countdown: How financial services can start preparing today

[New Report] Modernising Liquidity Management for Real-Time BankingFinextra Promoted[New Report] Modernising Liquidity Management for Real-Time Banking

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Expert opinions

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

When Your Vendor Becomes Your Vulnerability

Why third-party software risks don’t end at deployment — and how banks and fintechs can stay ahead of them. Introduction: Third-Party Software — The Hidden Exposure That Never Sleeps In today’s financial ecosystem, banks and fintech firms are deeply dependent on third-party technology. Cloud-based solutions, fraud-detection engines, AML systems, o...

/security Operational Risk Management

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

Resilience Reimagined

Why Resilience — not just Risk Management — has become the strategic backbone of modern banking and fintech. Resilience: What It Is and How It Differs from Risk Management For decades, financial institutions have relied on risk management as their primary defence mechanism. Entire regulatory regimes—from Basel II to the PRA and MAS frameworks—are b...

/security /regulation

Paul Holt

Paul Holt EMEA Group Vice President at Digicert

The quantum countdown: How financial services can start preparing today

There’s a lot of talk right now about artificial intelligence, automation and blockchain. But quietly, in the background, another technological shift is gathering pace, which is one that will redefine the foundations of digital security and trust. Quantum computing has moved from theory to practicality faster than anyone expected. What used to be c...

/ai /security Information Security

Mark Whale

Mark Whale Partner at FICO

Who'd want to be a Chief Risk Officer in 2025? The expanding universe of banking risk

CROs are taking on broader roles, covering risks for which it’s extremely rare to have the full breadth of expertise. Mark Whale from global analytics software leader FICO discusses how a host of new risk categories are making the CRO’s role tougher than ever, and spurring the rise of the Super CRO. The role of the Chief Risk Officer at a bank is ...

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Rom C

Rom C Founder at Questa AI

How is AI transforming industries like healthcare and finance

I've been watching how artificial intelligence is changing things, especially in areas like healthcare and finance. It’s not just about futuristic tech anymore; it’s here, and it’s making a real difference. Both fields deal with tons of data and important decisions, and AI is helping make sense of it all, speeding things up, and making them more a...

/ai /security Artificial Intelligence and Financial Services

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Trending

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

When Your Vendor Becomes Your Vulnerability

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

Resilience Reimagined

/security

Research

Survey

Turning AI potential into advantage: How financial services institutions are scaling AI

Discover how industry leaders are turning AI into a competitive advantage. Our latest Finextra survey report, assessing the global state of AI in financial services, is now available to download.  AI is no longer a future prospect but a core driver of financial services transformation. However, strict regulatory, security, and data governance requirements often hinder adoption. The key question for leaders has shifted from “Will AI have an impact on my business?” to “How can AI be deployed at scale to create tangible value?”.  To uncover how the industry is addressing these issues, Finextra Research, in association with Cloudera, surveyed 155 global industry leaders in August 2025 to reveal insights designed to help navigate this complex landscape.  Get the insights you need to stay ahead — this exclusive report explores not only the maturity of AI adoption, but also the strategic decisions around infrastructure and vendor partnerships that will define success in the years to come.  Download this Finextra survey report, produced in association with Cloudera, to discover:  Your peers' current levels of AI and ML maturity;  The greatest barriers to successful AI implementation — and how to overcome them;  The adoption of hybrid deployment models;  The top AI and ML use cases driving ROI today;  What drives the adoption of custom AI environments; and  How firms are evaluating their enterprise AI platform vendors. 

189 downloads

Future of Report

The Future of Cross Border Payments 2026: Strategies for Success

A special edition for Sibos Europe 2025 The pace of the financial industry is unrivalled. The cross-border payments landscape is rapidly evolving and maturing as emerging technologies develop, new regulations come into play, fraud dominates, and global consumers demand instant payments.  How is the industry responding to these changes, and what strategies are banking experts and leaders deploying to combat the onslaught of challenges as the future draws nearer? Sibos 2025 in Frankfurt will be a forum for conversation on the next steps for the financial sector, and how to conquer the next frontier of global finance.  This Finextra report analyses key innovations, explorations, and sentiments on the cross-border payments landscape, featuring key insights from Absa CIB, BNY, Crown Agents Bank, Commerzbank, the Financial Conduct Authority, FV Bank, HSBC, ING, Januar, JP Morgan, National Australian Bank, RBI, Santander, Société Générale, Standard Bank, Standard Chartered, State Street, and ZA Bank. It discusses:  Agentic AI and GenAI revolutionising cross-border payments;  The implications of a post-ISO 20022 migration world;  How banks are future-proofing their cross-border payments frameworks;  Financial crime and fraud prevention in payments;  The digital transition to cloud native infrastructure;  Challenges and opportunities in instant payments;  How rapidly emerging technologies will define the future of cross-border payments. 

796 downloads

Event Report

Modern onboarding: Optimising KYC through data integration and AI

The integration of technology and data continuity, combined with digitisation, automation, and AI, is revolutionising KYC and onboarding in the banking industry.  In today’s fast-paced financial landscape, efficient client onboarding is crucial for operational excellence and effective customer lifecycle management. Financial institutions are increasingly redefining their Know Your Customer (KYC) processes to reduce inefficiencies and enhance the overall customer experience.  Integrating advanced technologies and real-time data processing can significantly accelerate these processes, providing clearer customer insights and reducing complexities. Data integration and AI allow the streamlining of KYC and onboarding procedures, ensuring seamless interactions and improving transaction accuracy and security. By embedding these capabilities within client environments, institutions can facilitate easier access to verified information, fostering trust and long-term business relationships.  This report highlights the key takeaways of a Finextra webinar, hosted in association with NICE Actimize, by a panel of industry experts. Discover:  Today's KYC inefficiencies and challenges;  The impact and importance of data; and  How digitisation, integration, and AI can streamline KYC and onboarding. 

363 downloads

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FinextraTV

How Great Infrastructure Resilience Targets Are Holistic, Not Numerical

Off the back of Sustainable Finance.Live 2025, Professor Samer Bagaeen, Professor, Royal Town Planning Institute Trustee and Technical Director, Arcadis (Town Planning) spoke to Richard Peers, Founder, ResponsibleRisk about resilient infrastructure and what that term actually means. Breaking resilience down into the ability to survive, adapt, grow and thrive, Bagaeen mentions the UK's attempt to build 1.5 million homes a year and explains how purely focusing on numbers, beyond a number of other important factors, has presented several problems. On the journey to improving these plans and infrastructure resiliencies, Bagaeen notes the ability for different departments to recognise the interconnectedness of their individual issues and to search for the shared source. It's in this holistic view, he says, where resilience can be developed stronger.

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Long reads

Retired Member

Retired Member

The UK’s moment to lead digital verification: A roadmap to economic growth and financial security

Following London Tech Week, the spotlight is on the technologies shaping our future, and one of the most important is digital verification. With more of our lives happening online, from banking to healthcare to everyday shopping, the need for secure, reliable ways to prove who we are has never been greater. That’s why digital verification is high ...

Luke Stubbs

Luke Stubbs Partner at Shoosmiths LLP

Mitigating cyber-risks in outsourcing: Contract strategies for compliance and protection

A clear and present danger In recent years, several prominent UK businesses have faced significant technology and cybersecurity challenges and the consequences of data protection breaches. For example, in October 2023, the Financial Conduct Authority (FCA) fined Equifax over £11 million for failing to manage and monitor the security of UK consumer ...

Dominique Dierks

Dominique Dierks Senior Content Manager at Finextra

Ensuring operational resilience in 2025 – why the status quo no longer works

Operational resilience is on all UK payments leaders’ minds. In 2024, 95% of business leaders stated that they’re aware of operational weaknesses which leave them vulnerable, yet 48% said their organisations aren’t doing enough to improve resilience. The European Union (EU)’s Digital Operational Resilience Act (DORA) – having come into effect on 17...