In order to process EMV transactions on the Discover Network, acquirers are required to execute the Discover D-Payment Application Specification (D-PAS) Acquirer End-to-End test cases. The Collis Brand Test Tool is now qualified to be used for certifying against the latest 12.2 specifications. This qualification includes the D-PAS Issuer Response Simulation, which allows testers to run the complete Acquirer E2E testing with the Collis Brand Test Tool, without the need for an external host simulation.

A key characteristic of the Collis Brand Test Tool is that it covers the test plans for all relevant payment scheme brands. The Collis Brand Test Tool has the ability to simulate any test card. Using card simulation takes away the need for physical cards that can get corrupted or lost. The Collis Brand Test Tool provides clear user guidance and is fully aligned with the Discover Test Specifications. It also provides full insight into the technical details of the communication between the card and the terminal on the one side and between the terminal and the network on the other side. This allows a tester to gain detailed insight in the behavior of the system from end-to-end. The final verdict of the test case will be shown immediately after running it, without manual efforts to combine results from different sources.

"UL continues to provide high quality test tools for the payment market. We are confident that our customers will benefit from this qualification as it will help them reduce the time to market and increase their confidence during the Discover implementation," adds Maxim Dyachenko, Manager Service Line Test Tools at UL Transaction Security.

Troy Bernard, Global Head of Chip Payments Technology at Discover commented: "We are glad to have the Collis Brand Test Tool qualified for acquirer end-to-end testing, which includes the ability to simulate an issuer response. We look forward to work with UL on various other initiatives.