Ms Evans, who will join the Australian Leadership Team, is an experienced banker with extensive international experience in Risk Management, Treasury and Operations. Since 2010, Ms Evans has been Chief Risk Officer New Zealand where she has had responsibility for wholesale and retail credit risk, market, operating and compliance risk.

Commenting on the appointment, Chief Risk Officer Nigel Williams said: "It's pleasing to be able to appoint somebody with Jennifer's extensive international banking experience to lead the risk function in Australia. The significant contribution she made in New Zealand will be a tremendous asset as we continue to strengthen our risk management capability across the
group."

Ms Evans will commence in the role on 1 April 2013, based in Melbourne. An