Brits are increasingly open to using their mobile phones for banking, with iPhone owners the keenest to manage money through their handsets, according to a survey for Intelligent Environments.
The YouGov poll of 2001 UK adults shows that 21% of Brits would pay their bills through a mobile phone if they had the choice, 25% would transfer funds, 36% check their balances, 17% pay other people and 13% make contactless payments.
Owners of Apple's iPhone are considerably keener on all fronts though; 46% would pay bills, 62% transfer funds, 69% check balances, 45% pay others and 31% make contactless payments.
Although not quite as enthusiastic, Android owners also demonstrate a strong interest in mobile banking and payment services, with BlackBerry users generally more circumspect. Non-smartphone owners are far less interested.
The research also shows that men are more likely to use mobile money than women and respondents from the south of England are keenest with those from the Midlands least convinced.
Overall, young respondents are most interested in mobile services, with over half of the 18-24 year olds quizzed wanting to check their balances using their phone, compared to just 21% of those over 55. Analysis of social and economic groups shows that upper ABC1's are slightly more interested than C2DEs.
James Richards, director, mobile, Intelligent Environments, says: "As consumers grow to be more comfortable with mobile advancements and purse strings tighten due to harsher economic conditions, it is no surprise that financial management has moved up Britons' agendas and the number looking to access banking services via a mobile phone is on the rise."