477 Results from 2007
Retired Member
I think it is correct to say that the technological changes of the last decade have not bought changes to the pricing transparency and structuring of retail banking products. The high street banks act as a marketing arm for products that are in some cases very efficient and have a readily available fair value. Consumers may no longer fall for &q
30 December 2007
Time to consider what the year ahead might have in store. Volatility and uncertainty seem to be at an all-time high making an already difficult project that much more challenging. What follows are what we believe to be the four key drivers underpinning financial affairs in the coming year. 1. U.S. Economy Overall, we expect 2008 to be a year of...
29 December 2007 Trends in Financial Services
Regarding staff shortages, I would argue that the providers of technology to hedgefunds could do a better job of developing an ecosystem of knowledgeable individuals of their software. For example, these vendors could create incentives so that consulting companies can develop "practices" on a specific system. Some consulting firms alread...
28 December 2007
In next few years, GEN Y is to mature quickly and big revolution is due. Needless to say, virtual / online world is sure to dominate the offline channel in less than a decade. And this will be major boon for service sector e.g. financial services, Music, travel, hospitality, retail, telecom etc. The key question is, are we guys ready? Are banks re...
27 December 2007 /retail Online Banking
Matt White North America editor at Finextra
Christmas – a time to spend time with loved ones, relax with plenty of food and drink and, if you’re a troubled fintech firm, slip out any embarrassing news whilst the rest of us are busy doing better things. At least that’s the thought that, perhaps uncharitably, crossed my mind when press releases from payments processor ACI Worldwide and ATM man...
21 December 2007 /payments
Paul Penrose Head of Research at Finextra
The Finextra Community site was launched with little fanfare to a small coterie of beta users back in February this year. In opening the community we were hoping to create a forum for interaction with our global user base, and create a logical series of private and public spaces on the Web where fintech professionals could congregate, make connect...
21 December 2007 /retail /wholesale
Aaron Patzer, founder of money management software start-up Mint, extols the virtue of his patent-pending technology engine in a video posted via prnewswire. The system aggregates all your spending across all your bank accounts and classifies transactions so that you can see at a glance what you're spending your money on and where you can trim any...
21 December 2007 /payments /retail Video extravaganza
Steve Ellis Founder at Finextra Research
London's Mayor, Ken Livingstone has earned some brownie points for the introduction and extension of the Oyster Card. But Writer and blogger, Matthew Stibbe vents on his experiences of being required to use a mobile phone to pay for a parking meter in Central London. Matthew used to run a software company, so if he has trouble with usability then...
21 December 2007
As principal researcher for Nokia, Jan Chipchase travels around the world looking at how people live their lives and interact with new technology. In this video presentation he turns the spotlight on street-level innovation in mobile communications and commerce, and questions the implications for payments, identity and banking in the future. It's...
20 December 2007 /payments /retail Video extravaganza
Don't try this at home. I'm sure there is a branch of mathematics or psychology than can adequately explain why disastrous events seem to occur more frequently than you might expect. So - the toast will seemingly always fall buttered side down - into the cat litter tray - and the full glass of wine when knocked will always follow a perfect traject...
20 December 2007
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