More's Law ... more or less.
More(profit.per.fraud) x More(potential.for.fraud.data.breaches)
x More(people.trying.to.commit.fraud) = More fraud
Add some economic hardship into the equation somewhere.
+ or x More(economic.hardship)
What's the answer to that one? More...
Internet crime (FBI Internet Crime Complaints Centre Report 2007.pdf:
1. 20% More profit.per.fraud.
2 Under-reported? + more
3. Under-investigated? - whatever
4. 0.3% Less fraud reported (insignificant statistic)
Of course potential.for.fraud could be less in times of More(economic.hardship) resulting in
less profit.per.fraud, but that will probably be balanced by More(people.trying.to.commit.fraud) in times of
More(economic.hardship). Whatever...
Just
More.