Stephen Wilson in Lockstep

25/08/2010 | 1214 views
Can't we simplify digital identity?

Why is digital identity so tricky? The past decade is littered with earnest initiatives that failed to meet expectations (like the Australian Trust Centre) or consortia that over promised and under delivered (such as Liberty Alliance). Now we have the Open Identity Exchange which is said to ref

02/07/2010 | 1716 views | 2 comments
National security implications of weak hotel databases

The Destination Hotels & Resorts cyber security breach is not the first report of credit card details being stolen from hotel databases. Hotels are a fantastic target for identity thieves. Hotel databases don't just hold credit card numbers and billing addresses (which are held for weeks in adv...
Tags: Security, Risk

16/05/2010 | 1546 views | 1 comment
Lateral business cases for EMV in the US

The announcement that a US credit union will be the first to issue EMV cards proves there is more than one way to make the business case for chip. The United Nations Credit Union says it wants its customers to be able to use their cards when travelling. Too often we're told that chip is uneconomic...
Tags: Cards, Security

26/02/2010 | 1789 views | 1 comment
Done nothing wrong and yet ...

For those who are cynical about privacy, this case should provide food for thought. If a banker is able to make these sorts of backroom, opaque and biased determinations about a customer on the basis of what's publicly known about them, then the possibility of discrimination is immensely greater if...

13/02/2010 | 1156 views
US cardholders can take different paths with chip

I'm excited by the advent of chip cards aimed at travellers. One of the red herrings that hold up the chip card rollout states-side is that merchant enablement will cost billions. That's true, but you don't need to swap out any merchant equipment to create some immediate value propositions for US-...

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