Join the Community

23,065
Expert opinions
43,816
Total members
341
New members (last 30 days)
156
New opinions (last 30 days)
28,997
Total comments

Latest expert opinions

clear
clear
Dmytro Spilka

Dmytro Spilka Director and Founder at Solvid, Coinprompter

How Trade Uncertainty is Driving a Global Supply Chain Diversification Initiative

The announcement of sweeping tariffs on global trading partners by United States President Donald Trump has sent shockwaves through long-standing supply chains. It’s also inspired a widespread push among global firms to diversify their sourcing practices. Trump’s so-called ‘Liberation Day’ tariffs have been a major source of disruption for supply ...

/markets

Ted Sausen

Ted Sausen Director - AML Subject Matter Expert at NICE Actimize

Preparing for the Shift to ISO 20022 – How FIs Can Get it Right

As the financial industry faces the upcoming deadline for ISO 20022 adoption, institutions worldwide are working to ensure a smooth transition. This new global messaging standard promises to enhance transparency, operational efficiency, and compliance, but also introduces significant technological and procedural challenges. What is ISO 20022, and ...

/payments /regulation

Anand Vaidya

Anand Vaidya Principal Solutions Consultant at Icon Solutions

Time for a Mindset Shift in High-Value Payments Processing

The systemic importance of high-value payments to banks’ operations and offering – and, by extension, the global economy – means they are almost always a key priority when exploring a new payments product or initiative. So, what are the specific considerations and challenges that high-value payments present? And what capabilities must payments proc...

/payments Banking

Prakash Bhudia

Prakash Bhudia HOD – Product & Growth at Deriv

Will Trump’s tariff war keep gold glowing?

Just when investors thought they could catch a breather after the Fed’s latest move, Donald Trump decided it was time to stir things up again. Welcome back to the thrilling theme park ride known as the U.S.-China trade war - fasten your seatbelts, folks, because Trump’s tariff train isn’t slowing down! Trump recently confirmed he’s holding firm on...

/markets

Julie Bourgeois

Julie Bourgeois Head of Legal and Compliance at 6 Monks

Governing Alt-Assets in Europe: A Level Playing Field

With AIFMD II implementation, MiCA enforcement for crypto assets, and SFDR refinements shaping the landscape, regulators are expected to increase scrutiny on risk management, ESG transparency, and fund liquidity, while industry bodies push for more harmonization across jurisdictions. The challenge remains balancing investor protection with the fle...

/regulation /wealth Alternative Investments

Gary Munro

Gary Munro Vice President Payments Consulting at Consult Hyperion

How domestic payment schemes can thrive in a global cross-border ecosystem

By Arnaud Crouzet, Vice President, Strategy & Business Consulting, Consult Hyperion & Gary Munro, VP Payments Consulting, Consult Hyperion, Consulting by Fime. Cross-border payments have become the backbone of international commerce and investments. From tourists using their home bank card while abroad, to businesses paying a global network...

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

Combining technology and teams to navigate global shifts in trade flows and economic activity

The economic landscape of the last fifty-plus years is being torn up and that’s having an obvious impact on cross-border trade and payments globally. The US Administration’s tariffs and the ongoing friction and shifts in trade and money flows are leading to difficult challenges for banks and their customers to navigate. Whilst cross-border payment...

/payments /regulation

Ramon Villarreal

Ramon Villarreal Global architect and payments lead at Red Hat

The rise of smaller LLMs and agentic AI in payments transformation

Financial services providers are in the midst of a major modernization push, with AI playing a growing and transformative role. The potential impact is particularly evident in payments, where AI is driving progress in critical areas such as risk management and fraud detection. Financial institutions face many challenges. They need to implement new...

Aurélie L'hostis

Aurélie L'hostis Principal Analyst at Forrester Research

How Emerging Tech Will Transform Digital Banking Experiences Over The Next Decade

Buying a car is a major and often stressful purchase. To improve this experience, Capital One introduced Chat Concierge, an AI agent designed to simplify car buying. Unlike typical chatbots, this conversational agent uses multiple specialized AI agents to understand prompts, create and validate action plans, and execute tasks based on buyer prefer...

/ai /retail Digital Banking

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

Challenges in agency banking and how to overcome them in South Africa

Agency banking helps you extend financial services to unbanked populations. It enables your customers to access banking services anywhere, anytime. South Africa has seen a rise in agency banking due to the demand for financial inclusion. Like everything, there are two sides to aspects. So does the agency banking. There can be challenges in agen...

/retail

Now Hiring