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Mukesh Gupta - SAP India Pvt ltd - Bangalore | 22/05/2013 | 131 views

Crowd funding and Banking

There has been a consistent growth in the number of Crowd-funding platforms all around the world. This is quite understandable given that they address a niche segment of the market that no other financial system has been able to address well. Some of these crowd funding platforms are now moving from crowd-funding (in lieu of kind & merchandis... Tags: Retail banking, InnovationGroup: Innovation in Financial Services

Karl Rieder - GFT - London and Barcelona | 22/05/2013 | 328 views

Why is Mobile Banking Considered Unsafe?

According to an American Banker survey conducted this year, the percentage of consumers who consider mobile banking “safe” or “very safe” actually fell in the last 12 months from 42% (2012) to 38% (2013). The continued low uptake of mobile banking clearly has a lot to do with security. (It doesn’t help either that mor... Tags: Security, Mobile & onlineGroup: Innovation in Financial Services

Gary Wright - BISS Research - London | 22/05/2013 | 189 views

A better use of RBS

"It was the best of times it was the worst of times" A Tale of Two CitiesOne of the ideas debated with the audience at the recent book launch of ‘Between two crashes' by Mark Field, MP, was the inability of the banks to supply much needed loans to SMEs. The business bank which was so trumpeted by Vince Cable and to a slightly lesser extent t...

Alexander Peschkoff - TEDIPAY - London | 22/05/2013 | 285 views | 2 comments

The Naked King

New payment "heroes" get hyped up a lot these days, hailed as the "saviors" or "the next best thing". The banks and the card networks get routinely thrashed. However, if you scratch the surface, you often see... "delusions of grandeur". Let's look at the facts. 1. Following the money trailIt doesn't take much to create some unique identifiers wi... Tags: Mobile & online, InnovationGroup: Innovation in Financial Services

Brett King - Movenbank - New York | 22/05/2013 | 606 views | 1 comment

Hint: GMail P2P, Square Cash, PayPal aren't competitors

I had a call with an industry colleague earlier today talking the recent news on GMail Google Wallet integration, Dwolla's funding round and the "Square Cash" announcement. At large I'm seeing two broad industry responses to these moves. The first, is to see this all as a distraction from mainstream banking and that essentially all these new playe... Tags: Payments, InnovationGroup: Innovation in Financial Services