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Rajat Deshpande

Rajat Deshpande CEO and Co- founder at FinBox

How are unique lending partnerships driving growth for savvy lender

Lending innovation in India is taking an interesting turn. While most headlines focus on flashy technology and customer acquisition numbers, some lenders are quietly redefining how credit reaches India’s MSME sector. A Chennai-based NBFC recently crossed INR 350 crore in monthly disbursals. It didn’t build another app or venture into something unu...

/regulation /inclusion Financial Inclusion

Jamie Hoyle

Jamie Hoyle VP Product at MirrorWeb

The Modern CCO's First 90 Days: Priorities, Pressures, and What Comes Next

The role of the Chief Compliance Officer has never been more complex, or more critical. In today’s volatile regulatory environment, incoming CCOs are stepping into high-pressure situations with growing expectations, limited resources, and expanding digital footprints to supervise. The first 90 days often set the tone for long-term success - or su

/regulation /wealth Fintech

Nick Levy

Nick Levy Partner - Financial Services at IBM Consulting

Quantum Banking: Why the Next Leap Is Closer Than You Think

For years, quantum computing has been the subject of conference panels, research papers and visionary talks. It has fascinated technologists and futurists alike, yet for many in financial services it still feels like tomorrow’s problem. That assumption is about to change. Quantum computing is moving at a pace that would surprise even its early cha...

Ankita Bhattacharya

Ankita Bhattacharya Product Manager - Commercial Finance at LoanTube

Embedded Lending Needs More Than Embedded Forms

Embedded finance was meant to transform how small businesses access credit, bringing lending to the point of need, whether that’s within an accounting platform, a business management tool, or a digital marketplace. In theory, it should create seamless, contextual experiences where funding is just a click away. In practice, it often falls flat. For...

/startups /inclusion Innovation in Financial Services

Teo Blidarus

Teo Blidarus CEO and Co-Founder at FintechOS

Why Prompt-Based App Builders Won’t Disrupt Fintech, But AI-Ready Platforms Will

Tools like Lovable empower anyone with a browser to spin up a working fintech app in a weekend. These prompt-based app generation platforms have dramatically accelerated prototyping and made experimentation cheaper. For startups and product teams, this is excellent news; they can now quickly visualise ideas and avoid expensive software engagements...

/ai /predictions Fintech

Daniel Balla

Daniel Balla Co-Founder and Chief Strategy Officer at Bitrise

Poor App Development Is a Strategic Risk Fintechs Can No Longer Ignore

In an era where consumers manage their money through their smartphone, mobile apps have become table stakes for trust and retention in financial services. So why are so many fintechs building their digital experiences on shaky foundations? The reality is that fintechs cannot deliver the secure, reliable experiences their customers demand without i...

/cloud /devops Fintech

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

Top Challenges Faced by Businesses in Accepting Digital Payments and How to Solve Them

Digital payments are everywhere. Your customers use them to shop, dine, book travel, and even pay bills. In fact, the global digital payments market is expected to hit USD 16.6 trillion by 2028. That’s a massive shift in how people move money. But here's the truth: while paying digitally has become easy, accepting those payments still comes with ...

/payments

Sergio Artimenia

Sergio Artimenia CEO at Geomotiv

Debt-Fueled Crypto Buying: How Loss-Making Public Companies Inflate Their Market Value

A growing number of loss-making public companies — from biotech firms to gold miners, hotel operators, EV manufacturers, and even vape producers — are tapping debt markets to acquire cryptocurrency, hoping the move will boost their share prices. According to Financial Times, around 154 publicly listed companies have either raised or committed to r...

/wealth /crypto Operational Risk Management

Sanjeev Nargotra

Sanjeev Nargotra Senior Consultant at Tata Consultancy Services

Data Quality: Beyond the Surface

In today's era of quick e-commerce, ordering anything is just a click away. Imagine ordering a crate of your favorite beer on a bright Sunday afternoon, and getting delivered in just 20 minutes. Upon arrival, you find the crate is broken, but fortunately, the cans inside are intact. You probably will not complain much. What if besides broken crate...

/ai /regulation Data Management and Governance

Julie Sutton

Julie Sutton Head of Growth Europe at Paymentology

The UK’s Digital Banking Shift, and the Infrastructure Behind It

A few things caught my eye last week. First, a KPMG report highlighting that the UK’s high-street banks saw profits fall in 2024. The reasons? Customers moving to alternative lenders and digital-first banks that offer both better savings rates and more intuitive, mobile-led services. Second, a milestone from Monzo. The digital bank has now pas

/payments /retail Inclusive FinTech

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