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Innovation in Financial Services

Archive for: August, 2009

Uri Rivner - BioCatch - Tel Aviv | 28/08/2009 | 2270 views

When Gods Jabber

As befitting its name, Zeus – King of Gods - is the most powerful Trojan kit on earth. Some Trojans you cannot buy – take Sinowal, for instance; it’s a commercial grade infrastructure featuring a state of the art Trojan. It’s operated by an organized crime group that invests back in the business. You won’t find S... Tags: Security, Online banking

Tracy Bramlet - The New Business Model - Westerville | 25/08/2009 | 3688 views

Half-Full or Half-Empty: IT Psychology

Depending on your outlook on life you're either looking at things and saying "Oh no...our world is changing again. Or for the optimists; "oh yeah...our world is changing again. Or for the realists; "oh...our world is changing again." Perhaps the changes are not as dramatic as the world envisioned in District 9 but they are changing nevertheless. ... Tags: Post-trade & ops, Wholesale banking

Bo Harald - ZEF Solutions - Esbo | 23/08/2009 | 3943 views

Socio-technical landscape

We should be today promoting common-sensical solutions for sense-making business. Are we? Maybe not… at least not often enough. The socio-technical landscape has changed so fast and we are still prisoners of quarterly capitalism (trying to create value for shareholders now staying for an average of 10 months), corporate governance models fr... Tags: Online banking, Retail banking

Bo Harald - ZEF Solutions - Esbo | 22/08/2009 | 2255 views

54 billions in Germany - too much or not enough?

Deutsche Bank Research report came out with this cost saving figure - referring to research at Hanover University. Is it too much - or not enough? The answer is yes... 1. If you only think about cost savings achieved with dematerialization of paper (30 billion invoices and envelopes on EU level a year..) and saving stamps the estimate looks far t... Tags: Online banking, Payments

Graham Underwood - GFT - London | 18/08/2009 | 2327 views

Are there lessons for UK banks in the Spanish experience?

At the end of July, Banesto, BBVA and Santander reported very positive Q2 results; BBVA described them as “its best ever” and Santander’s UK profits are up by 30%. So, what are they getting right that the UK is getting wrong? It seems to all boil down to their approach to risk & regulation. Following the near crisis of the 198... Tags: Risk & regulation