Finextra community home

Innovation in Financial Services

Archive for: February, 2013

Mukesh Gupta - SAP India Pvt ltd - Bangalore | 26/02/2013 | 2748 views | 5 comments

There is a lot of discussions and activities around the revival of the good old ATM. Some are trying to make these machines more user centric like Wells Fargo. Some are trying to improve the overall user experience of the ATM like Diebold. However, the true question should be the following: "Do we even need an ATM? Is there a better, easier... Tags: Cards, Innovation

Pat Carroll - ValidSoft - London | 25/02/2013 | 3311 views

Is the Micro-merchant a new Threat?

Is the Micro-merchant a new Threat? Safeguarding from micro-merchants’ fraud Making a payment to a plumber, window-cleaner or nanny – otherwise known as “micro-merchants” – couldn’t be easier or more convenient, thanks to innovative companies such as Square, Spindle and iZettle which have pioneered the dongle-b... Tags: Cards, Security

Bo Harald - ZEF Solutions - Esbo | 23/02/2013 | 2201 views

Virgin territory

A lot of time and effort has been spent on automating manufacturing and logistics in large companies. Less has been spent on their administrative processes. Automation of SME administration and government reporting still appears as virgin territory. More http://www.finextra.com/community/Fullblog.aspx?blogid=7407 As the SME sector stand for some ... Tags: Mobile & online, Payments

Bo Harald - ZEF Solutions - Esbo | 22/02/2013 | 2479 views

Is SME-sector competitiveness important?

Is SME-sector competitiveness important? If governments consider SME-sector competitiveness important (65% of corporate turnover and all growth in employment come from them) they should do something about red tape and automation of administrative processes. The key to the latter is fast migration to structured e-invoicing - paving the way to automa... Tags: Mobile & online, Payments

Alexander Peschkoff - TEDIPAY - London | 18/02/2013 | 2476 views | 1 comment

Chip-n-PIN: without the chip and without the PIN

"EMV in the US" still seems to be a debate point. However, the potential far-reaching problem with EMV ("chip" cards) is deeper than its US roadmap. Big Fish, no chipsFew people noticed that Barclays quietly dispensed with the use of "chip" for mobile banking: instead of a PINsentry dongle that worked in conjunction with a Barclays chip card, they... Tags: Mobile & online, Payments