Archive for: February, 2009
Roger Elwell - Yes Please - Colchester | 26/02/2009 | 2405 views
Picture the scene. “Hey, Tone. Many of of us don’t like the mess you left the country in, so you’re losing your PM’s pension.” “Maggie. Loads of your humble citizens think you wrecked the country when you were in charge. Say adieu to your pension. Oh, and by the way, you’ll have to pay back half of wh...
Tags: Cards, Retail banking
Laurent Maitre - XIRING - Suresnes | 24/02/2009 | 2007 views | 1 comment
A relevant solution to solve this issue is to add an extra layer of security avoiding the capability to "repay" with the same data (card details - static information).
Would you accept a system where, by simply collecting your physical address (for ex. with YellowPages), someone is able to enter your home. This is quite the same by authorising a t...
Tags: Cards, Online banking
Roger Elwell - Yes Please - Colchester | 23/02/2009 | 1991 views
Most old-fashioned lending bankers would probably see the belated recognition that we need to reintroduce lending controls as a step in the right direction. For some time now, some of us have argued that there should be limits placed on the amount people can borrow, both from a salary and loan-to-purchase value point of view. We should never have...
Tags: Risk & regulation, Retail banking
Roger Elwell - Yes Please - Colchester | 04/02/2009 | 2379 views | 2 comments
The Handelsbanken announcement is most welcome. It's interesting how some ideas keep being revisited. I remember, a number of years ago, being involved in a feasibility study for a UK bank that wanted to do something similar. In the end, the technological challenges were too great at that time (and more important things pushed it down the priori...
Tags: Cards, Retail banking
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