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Roger Elwell - Yes Please - Colchester | 23/11/2009 | 4428 views | 6 comments

Abolition of Cheques - I Hope the Banks Vote 'No'

If the banks vote to abolish cheques without first working through all the relevant scenarios where they are used today, I think they will be performing a huge disservice to the British public. The fact that there are still 3.8 million cheques used each day means that there will be a lot of inconvenienced people should they switch them off too ear... Tags: Cards, Retail banking

George Ravich - RavEO - Wilton | 16/11/2009 | 7136 views | 3 comments

Digging for Gold - Winning in Transaction Banking

At the recent NEACH Payments Insights conference it was interesting to find an audience gripped by two strong emotions – excitement and fear. The excitement was about new opportunities in transaction banking and how the emerging generation of customer will drive change. And the fear? Disintermediation by fierce competition from new market ent... Tags: Payments, Wholesale banking

Chris Fisher - PayX International Limited - Chester | 12/11/2009 | 4835 views | 1 comment

2010 the start of the Debit Card Decade?

With the pain of the Banking induced recession, the ending of the ‘credit on demand' society, the growing animosity of the banking regulators, and the falling from fashion of the credit card, will its ‘poor cousin' the debit card be the payment product for the decade of 2010? Although the ‘look and feel' of the credit and the deb... Tags: Cards, Retail banking

Cedric Pariente - Racine Alpha - Paris | 07/11/2009 | 3660 views

Some People Can't Resist Chocolate!

Others can't resist gambling, drinking, smoking... There are plenty of vices on earth. But I think gambling is the most vicious. Not necessarily the most dangerous for health, but definitely the most vicious. Simply because it can easily change the way you think. The worst thing that can happen to you is to win!!! If you win the first time, gam... Tags: Online banking, Risk & regulation

Roger Elwell - Yes Please - Colchester | 03/11/2009 | 3251 views | 3 comments

Bank Restructuring Wrong on so Many Levels

"I believe what we have here is a better deal for the taxpayer," so says Alastair Darling. No it isn't. The best thing for the taxpayer is for these institutions to be nursed back to health as they are and the shares sold on the open market at a profit - later. Carving up the banks is not good on so many levels: 1) Selling branches. Re-creati... Tags: Cards, Retail banking