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Nick Collin - Collin Consulting Ltd - London | 04/01/2011 | 6390 views | 5 comments

Contactless, Mobile, NFC .... is it all hype?

The start of a new year seems like a good time to have a lively debate, so let me play devil’s advocate with an outrageous suggestion that the current frenzy of interest in what I’m going to label “contactless, mobile, NFC” payments represents a triumph of hype over reality. Let’s start with mobile NFC payments, the i... Tags: Cards, Payments

Nick Collin - Collin Consulting Ltd - London | 01/05/2009 | 5299 views | 5 comments

At last! A coherent account of the financial crisis.

Andrew Haldane's paper "Rethinking the Financial Network" really is an excellent piece and the first convincing explanation of the current financial crisis that I've come across. Highly recommended. In a nutshell, Haldane's argument is simply that the complexity of the global financial industry has increased to such an extent that, like all such ... Tags: Risk & regulation

Nick Collin - Collin Consulting Ltd - London | 10/07/2008 | 3566 views | 1 comment

Remote Chip Authentication success story

The news that users of Barclays' PINSentry device have experienced zero fraud is a powerful endorsement of Remote Chip Authentication (RCA) and an important milestone in the adoption of this approach for secure online banking and payments.As someone who's worked on this solution for many years in the form of MasterCard's CAP (Chip Authe... Tags: Cards, Security