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Beyond TEDIPAY

Alexander Peschkoff - TEDIPAY - London | 22/05/2013 | 844 views | 6 comments

The Naked King

New payment "heroes" get hyped up a lot these days, hailed as the "saviors" or "the next best thing". The banks and the card networks get routinely thrashed. However, if you scratch the surface, you often see... "delusions of grandeur". Let's look at the facts. 1. Following the money trailIt doesn't take much to create some unique identifiers wi... Tags: Mobile & online, InnovationGroup: Innovation in Financial Services

Alexander Peschkoff - TEDIPAY - London | 06/05/2013 | 1638 views | 5 comments

One penny solution to mobile payments conundrum

Why aren't retailers jumping en masse aboard the mobile payments train? Well, there is no gravy on it, the train is not leaving the station yet, and it might even be cancelled. It all boils down to "what's in it for me?" As a retailer, I am hit with the same charges no matter how card-linked payment is done - contactless (card or mobile), QR or te... Tags: Mobile & online, PaymentsGroup: Innovation in Financial Services

Alexander Peschkoff - TEDIPAY - London | 26/04/2013 | 1175 views

Brawn over brains - and kudos to Gemalto!

Last night my wife watched a great BBC documentary about grizzly bears. I caught some of it, and two facts fascinated me most: (a) grown-up bears, causing serious damage to each other, kept fighting for a spot on the river waterfall during salmon run, although thousands of fishes could be caught easily anywhere at that place; and (b) male bears wou... Tags: Mobile & online, PaymentsGroup: Innovation in Financial Services

Alexander Peschkoff - TEDIPAY - London | 22/04/2013 | 1539 views | 2 comments

Post Office International Payments: my UX with HiFX

In the age of outsourcing and partnerships, things can go wrong when you are not in control of your own processes. That could damage your brand in many ways. Post Office has never been a media darling when it comes to payments, although they do provide solid (if somewhat old-fashioned) no-nonsense service: their currency exchange value proposition... Tags: Mobile & online, PaymentsGroup: Innovation in Financial Services

Alexander Peschkoff - TEDIPAY - London | 19/04/2013 | 1651 views

UX: the only acronym that matters

A side note first, to put things into perspective: to address any of 6bn mobile subscribers, anywhere in the world, all you need is a 15-digit number (16-digit, in some cases). To send someone an email, anywhere in the world, you need a simple name@domain.TLD address. To send someone money, in 2013, you need this: 1. Beneficiary bank SWIFT2. Acco... Tags: Mobile & online, PaymentsGroup: Innovation in Financial Services