Finextra community home

Retail Finance

Henry Woodcock - Avelo - Cirencester | 21/12/2012 | 3446 views

Ten Months of the Mortgage Market in 140 characters or less

Ten Months of the Mortgage Market Social Media in 140 characters or less A selection of my tweets on the mortgage market over the last ten months - at last the market is recovering albeit slowly. March Stamp Duty - It may only be March but the holiday’s over : Do the numbers stack up? http://t.co/X0bNPtFT How a buy-to-let boom has transfo... Tags: Retail bankingGroup: Innovation in Financial Services

Henry Woodcock - Avelo - Cirencester | 07/12/2012 | 1659 views

Increasing Efficiency in Mortgage Sales

Twenty odd years ago when I started working in the mortgage industry, space for paper files was nearly as important as disk space to store mortgage applications. The industry has of course moved on since then, but often behind the technology curve and a little grudgingly. Initially computer sales channels were little more than an electronic versio... Tags: Retail bankingGroup: Innovation in Financial Services

Henry Woodcock - Avelo - Cirencester | 03/08/2012 | 2980 views | 1 comment

The Banking Olympics : the winners are?

In the Olympics, after years of training and dedication it seems that in the eyes of the media and the public, it all comes down to winning or losing. An individual may have achieved an outstanding personal best and even won silver or bronze (why else would anyone swim against Michael Phelps?) but this seems to be viewed almost as a consolation pr... Group: Innovation in Financial Services

Henry Woodcock - Avelo - Cirencester | 27/06/2012 | 2240 views

MMR : Interest Only : throwing out the baby with the . . .

Interest only mortgages – the root of mortgage evil or a valid option for homebuyers? In recent months lenders have reacted pre-emptively to the proposed MMR interest only rules and restrictions by either withdrawing from the market e.g. Co-operative Bank (which includes the old Britannia building society) or limiting interest-only loans to b... Group: Financial Services Regulation

Henry Woodcock - Avelo - Cirencester | 06/06/2012 | 2526 views | 2 comments

Facebook and finance ... the next App revolution ?

Whether you are an advocate or not, it’s increasingly hard to ignore the Internet phenomenon that is Facebook; spending $1 billion to buy a company with only 13 employees that makes virtually no money – Instagram – and now an IPO which valued the company over $100bn - well that is now dropping away with much concern by early inv... Tags: Online bankingGroup: Innovation in Financial Services