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Rik Coeckelbergs

Rik Coeckelbergs - Clear2Pay - Brussels | 15/08/2010 | 3896 views

YouBank, the New Concept I Would Invest in!

I have been breaking my head on what kind of new bank I would invest in (supposing I have the money for it of course). I have read about several business plans already, however if I invest in a bank it must become a reasonable competitor towards other banks. It must be a business model that thinks ahead, looks for customers now and learned its less... Tags: Online banking, Retail bankingGroup: Innovation in Financial Services

Rik Coeckelbergs - Clear2Pay - Brussels | 12/07/2010 | 2808 views

Could This be the Holy Grail for Elimitation of Cheques?

I am not going to claim mobile payments is going to eliminate cheques at all. To be honest I was more looking for a catchy phrase to start a story of cheques and why mobile might crush the popularity of cheques maybe, for sure in some regions. As many of you know I have a group on LinkedIn, Innovation In Payments, where all kinds of payments re... Tags: Payments, Retail bankingGroup: Innovation in Financial Services

Rik Coeckelbergs - Clear2Pay - Brussels | 03/07/2010 | 1979 views

When Will Payments Innovations Become too Hard to Follow?

This is a question I am thinking of for some period now. Innovation in payments is made for the customer... most at least! But it is all going so fast, that I wonder how long the Industry will be able to make profits out of it. Of course, as in many topics I am just a newbie asking himself some dull questions from time to time. But last week Chris... Tags: Payments, Retail bankingGroup: Innovation in Financial Services

Rik Coeckelbergs - Clear2Pay - Brussels | 19/06/2010 | 2809 views

Where is the Universal Payments Module?

There are several terms to characterise payment systems in the way their architecture is structured. I would like to elaborate a bit on the modular payment systems. How does that work? A modular payment system is based on one central framework that is able to process different types of payments. The opposite of modular payment systems are silo-bas... Tags: Cards, PaymentsGroup: Transaction Banking

Rik Coeckelbergs - Clear2Pay - Brussels | 01/06/2010 | 2846 views

HSBC rolls out online video consultations

I really like this kind of innovation honestly. It is cost saving, client friendly and lets banks do business on a geographically larger scale, well done HSBC! Of course this is not a new technology. OK I cannot test it, not being a client of HSBC and not living in Hong Kong either, but it sounds like a tuned skypetechnology. The basic principle I... Tags: Online banking, Retail bankingGroup: Innovation in Financial Services