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Nick Ogden

Nick Ogden - Voice Commerce Group - London | 22/04/2013 | 1397 views

It is a real irony that when a business asks it’s Bank for financial support, and gets told “no”, and finds alternative funding, it pays the money it has raised elsewhere straight back into the Bank that said “No” so that it can use the money within its business. Strange, but true. Every business requires payments t... Tags: Mobile & online, PaymentsGroup: Innovation in Financial Services

Nick Ogden - Voice Commerce Group - London | 05/02/2013 | 1394 views

Politics, Payments and DNA

Yesterday, given that it was a Monday, was an interesting day in the UK. We confirmed that we had exhumed Richard III and then George Osbourne had this to say. “Payments systems sit at the heart of the banking system. They are the hidden from view wirings that operate every time you get wages paid into your bank account, deposit a cheque ... Tags: Payments, Transaction bankingGroup: Innovation in Financial Services

Nick Ogden - Voice Commerce Group - London | 04/12/2012 | 1318 views

A Change is in the Air

The autumn statement is upon us and the country is eagerly waiting decisions on small business lending, with recent pressures and initiatives demanding a clear Government plan for growth. Clear signals need to be communicated in this statement; otherwise more businesses will be left on the sidelines once again. We have seen many policies come and ... Tags: Retail bankingGroup: Innovation in Financial Services

Nick Ogden - Voice Commerce Group - London | 22/11/2012 | 1747 views

Alternative lending and Government spending

The relationship between banking and small business financing is not a healthy one. Recently this has become more extreme as media attention increasingly focuses on the failures of high street banks in the lending stakes. Now we see banks, non-banks and politicians alike entering the fore in a bid to support small businesses. But given current eco... Group: Innovation in Financial Services

Nick Ogden - Voice Commerce Group - London | 01/11/2012 | 2635 views

Business bank accounts - free vs. fee?

Banking has been hitting the headlines in all manner of guises over recent months – from IT problems through to bonuses, the UK’s banking community has never been under more scrutiny. This is why it came as little surprise a few months ago when attention turned to banking fees and the idea of ‘free banking’. Of course, there... Tags: PaymentsGroup: Innovation in Financial Services