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Payment Monkey

David Griffiths - gryffle - Hertford | 25/10/2010 | 3252 views | 2 comments

Rationalising the Irrational

The card brands, Visa, MasterCard, JCB, American Express and Discover, are all mandating the universal and unquestioning acceptance and implementation of the PCI-DSS. The justification for this has always been presented as a means of ensuring the protection Cardholder Data, whatever that means. None of the card brands have really explained what t... Tags: Cards, Security

David Griffiths - gryffle - Hertford | 05/10/2010 | 4276 views | 3 comments

PCI DSS Applicability in an EMV Environment

Today we have seen the release of the PCI DSS take on PCI DSS Applicability in an EMV Environment: A Guidance Document. Today, we see my take on it … This document makes sense, provided one believes all of the nonsense upon which it is founded. If the foundations are weak the structure will tumble - stand back! This document refers th Tags: Cards, Payments

David Griffiths - gryffle - Hertford | 22/12/2009 | 6880 views | 1 comment

Every Little Helps. The Tesco approach to over-limit Fees.

So ... The other day I tried to use my Tesco Finest Platinum Turbo-Nutter credit card, and the transaction was declined. Happens to the best of us I know, but it is paid off every month, and I had received text notification from First Direct that the debit had been made. I called the Customer Services at Tesco and was told that they could see th... Tags: Cards, Payments

David Griffiths - gryffle - Hertford | 16/12/2009 | 3280 views | 3 comments

Niche market for cheques.

So ... Can I see in the future, a time when RyanAir might provide free booking services for people who chose to pay by cheque? Tags: Payments

David Griffiths - gryffle - Hertford | 11/02/2009 | 3824 views | 3 comments

You can't push shit uphill!

So ... we have ourselves a load of bankers (Is the collective term a "wunch"?) who are all very sorry about the fine mess they have got us all in to. Perhaps they didn't know what was going on. Perhaps no one had the decency to tell them they were all heading for the cliff top. Perhaps they had more pressing things to think about. My Gran Tags: Payments, Retail banking