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Anton Tekhtelev

Anton Tekhtelev Head of Product and Business Development at Guavapay

How to Give Feedback on Bad Fintech UX Without Demotivating Your Staff

Giving feedback on UX of your fintech app or website is a daily ritual for senior managers, product leaders, and stakeholders. But too often, feedback sounds like judgment instead of collaboration. And that kills motivation faster than any pixel misaligned on a screen. I remember lots of cases when I was staring at some new feature and thinking: “...

/retail User Experience

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

From Cold Maths to Reasoning AI: Why Banks Need Machines That Show Their Work

AI in finance is shifting from cold maths to reasoning-native models—systems that explain, verify, and build trust in banking and compliance. For years, artificial intelligence in finance has dazzled us with fluency. Models could summarize reports, draft emails, and even parse regulatory text. But when pushed to reason — to follow a logic chain acr...

/ai

Parminder Saini

Parminder Saini CEO at Triple Minds

TRM Labs Launches Beacon Network to Counter Real-Time Crypto Crime

On 20 August 2025, TRM Labs, a blockchain-intelligence company focused on investigating digital-asset crime, unveiled the Beacon Network: a real-time crypto-crime response system created with exchanges, payment firms, stablecoin issuers and law-enforcement agencies. The launch comes as the sector grapples with unprecedented levels of fraud and hac...

/crypto Cryptocurrency Insights

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Will the public sectors not use Business Wallets? They will..

It took some time to get the focus to organisation wallets - even if that should have been the starting point. Otherwise citizens wallets cannot get the critical mass of credentials needeed. Now - finallly - EU is driving the Business Wallet forcefully. This has led to many asking if the public sectors will not eat the dog-food Brussels is servin...

/ai /identity Innovation in Financial Services

Sandeep Hinduja

Sandeep Hinduja Vice President & Head of Banking (US) at Newgen Software Inc.

Banking’s AI Edge: The Zero Principle

Unlocking the Full Potential of AI Through Visibility, Alignment, and Foresight Approaching the Zero Principle in Banking The swift developments of AI technologies are transforming the delivery and consumption of banking services. Based on a 2024 Citigroup report, there is a high possibility that AI will boost the global banking industry’s profits...

John Bertrand

John Bertrand MD at Tec 8 Limited

The emerging business case and BoE latest on Stablecoins

Stablecoins are crypto with a reserve of assets, one -to-one in value associated with the coins outstanding. Assets are of high-quality liquid value e.g. short-term US T-bills or commodities, such as gold. In September 2025 The Bank of England (BoE) reflected on its new wholesale Real Time Gross Settlement System (RT2) which includes ‘multi-money’....

/payments /crypto Banking Strategy, Digital and Transformation

Julija Jevstignejeva

Julija Jevstignejeva Deputy Head of Marketing at Walletto UAB

In Lithuania, the Digital Euro Is No Longer Theory — It’s Infrastructure

In a quiet corner of the eurozone, the next era of money is already taking shape. But can a digital euro deliver financial stability, privacy and sovereignty without becoming just another tool of control? When the European Central Bank first floated the idea of a digital euro in 2021, it felt to many like a speculative gesture — a bureaucratic nod ...

/payments Digital Banking Trends

Alastair Gill

Alastair Gill Principal Data Scientist at GFT

Getting Business Value from AI: Avoiding a (Gen) AI winter

This is not yet another blog on AI (well, ok, it sort of is, it’s about the non-AI bits of AI projects, but please bear with me!). After well over 20 years working in the field, I have never known quite so much excitement and enthusiasm for discussing all things artificial intelligence as we have seen in the last 2.5 years, but it seems as thoug

/ai /predictions

Ben O'Brien

Ben O'Brien Managing Director at Jaywing

Federated learning in fraud detection: From proof of concept to practical adoption

At this year’s Credit Scoring and Credit Control Conference in Edinburgh, colleagues Ben Archer and Peter Szocs presented on a topic gaining significant attention: how federated learning can support banks in addressing fraud. Fraud has risen sharply in recent years, both in scale and sophistication. Cifas reported more than 217,000 cases to the Nat...

/crime

Tatiana Sokolova

Tatiana Sokolova Chief Marketing Officer at Spayz.io

Why smart automation will shape the next wave of payments innovations

The rapid evolution of the payments sector is being driven by the integration of new technologies into existing infrastructure. This has enabled legacy systems to overcome traditional barriers to cross-border transactions, unlocking significant growth in payment volumes. Key verticals such as iGaming, Forex, and e-commerce have seen particularly s...

/payments Payments strategies 2015-2020-2030

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