<?xml version="1.0"?><rss version="2.0"><channel><title>JP Nicols</title><description>The Finextra Community blog posts of: JP Nicols</description><lastBuildDate>Tue, 12 Feb 2013 04:12:18 GMT</lastBuildDate><link>http://www.finextra.com/community/</link><item><title>Five Shifts that Define the Future of Wealth Management</title><guid>http://www.finextra.com/community/fullblog.aspx?blogid=7371</guid><pubDate>Tue, 12 Feb 2013 04:12:18 GMT</pubDate></item><item><title>Technology in Wealth Management: Opportunity or Threat?</title><guid>http://www.finextra.com/community/fullblog.aspx?blogid=7350</guid><pubDate>Tue, 05 Feb 2013 05:19:25 GMT</pubDate></item><item><title>Banks are Laggards in Research and Development</title><guid>http://www.finextra.com/community/fullblog.aspx?blogid=7345</guid><pubDate>Mon, 04 Feb 2013 01:11:53 GMT</pubDate></item><item><title>Banks Face the Innovator's Dilemma</title><guid>http://www.finextra.com/community/fullblog.aspx?blogid=7341</guid><pubDate>Fri, 01 Feb 2013 03:00:19 GMT</pubDate></item></channel></rss>