<?xml version="1.0"?><rss version="2.0"><channel><title>Devil's Advocate</title><description>The Finextra Community blog posts of: Roger Elwell</description><lastBuildDate>Wed, 10 Mar 2010 10:42:33 GMT</lastBuildDate><link>http://www.finextra.com/community/</link><item><title>How Not to Fight Card Fraud</title><guid>http://www.finextra.com/community/fullblog.aspx?id=3885</guid><pubDate>Wed, 10 Mar 2010 10:42:33 GMT</pubDate></item><item><title>A Debit Card Development that Could Cost Us A Packet</title><guid>http://www.finextra.com/community/fullblog.aspx?id=3724</guid><pubDate>Fri, 22 Jan 2010 11:38:24 GMT</pubDate></item><item><title>Abolition of Cheques - I Hope the Banks Vote 'No'</title><guid>http://www.finextra.com/community/fullblog.aspx?id=3569</guid><pubDate>Mon, 23 Nov 2009 19:11:11 GMT</pubDate></item><item><title>Bank Restructuring Wrong on so Many Levels</title><guid>http://www.finextra.com/community/fullblog.aspx?id=3499</guid><pubDate>Tue, 03 Nov 2009 13:03:05 GMT</pubDate></item><item><title>My Card Issuer's IVR - Tailored to Irrirate?</title><guid>http://www.finextra.com/community/fullblog.aspx?id=3365</guid><pubDate>Sun, 04 Oct 2009 16:42:46 GMT</pubDate></item></channel></rss>