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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
Recently concluded Apple special September product lunch event was full of announcements. It covered all product segments - iWatch, iPhone, iPadPro, AppleTV. Some of the upgrades are incremental, some...
In a world where corporate transactions take place around the clock, payment delays are no longer acceptable. How should banks and PSPs prepare for the New Access Model? Since its introduction to the ...
As surprising as this might sound, FinTech might be your best bet if you want to make the world a better place today. Lower barriers to entry brought about by the digitisation of the world are forcing...
“GAMIFICATION” means making the services or products more enjoyable and motivating for the users. Considering the BANKING is not the most entertaining industry in the eyes of the majority, bankers sho...
My hat off to Samsung. Those familiar with my blogs know that I am more likely to dish out harsh blunt criticism than a praise. Not this time (well, almost). Executive Summary For those in a hurry: wi...
“Video Banking” is one of the hot topics in Digital Banking area for some time. Both Fintech companies and banks are so much interested in this technology to facilitate banking services above the pre-...
Banks in Finland had signed up 217 000 enterprises for sending e-invoices - and 234 000 for receiving at the end of 2014. Corresponding potential for EU: 15,7 and 16,8 million. 3,9 million consumers ...
e-banking customers in Finland used their e-banking passwords 56,2 million times to log in to public sector and other non-banking services last year. Up from 47,1m. Finland is a small country - so it...
We are in the midst of interplay of disparate technology solutions in an enterprise. It is always comfortable to sit back and strategise to clean up existing ones and have a compact set of solutions t...
One important benefit from Digital Currencies (DCs) is in its immunity to exchange rate fluctuations and control excercised that one sees in fiat currencies. A simple scenario will illustrate my view ...
Have you ever noticed how we move through phases? Looking back over my long career in the world of banking and banking technology, there were always those ‘new’ technologies that kept popping up. They...
2015 has been the breakthrough year for consumer mobile payments at physical stores. Beyond the current hype, there is still plenty of debate about whether mobile proximity payment will be successful ...