25 October 2014

Retail Finance

Henry Woodcock - IRESS

14 | posts 38,322 | views 2 | comments

Innovation in Financial Services

A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.

Ten Months of the Mortgage Market in 140 characters or less

21 December 2012  |  5172 views  |  0

Ten Months of the Mortgage Market Social Media in 140 characters or less

A selection of my tweets on the mortgage market over the last ten months - at last the market is recovering albeit slowly.

March

Stamp Duty - It may only be March but the holiday’s over : Do the numbers stack up? http://t.co/X0bNPtFT

How a buy-to-let boom has transformed the mortgage market for a younger generation of buyers http://t.co/N8bo63Il

Budget 2012: Bring in mortgage lending targets - Would lenders agree? How would it work? Countrywide http://t.co/SV8a4gXH

Financial apps – the drive to provide these and what makes a successful app – find out more in my blog post http://t.co/A3cxtXVM

April

The question if we really need to harmonise the mortgage market http://t.co/SxkAGnjQ

Restricted mortgage availability is excluding many from home ownership http://t.co/m8LgaoRN @IanCowie on generation rent

North - South divide grows - negative equity blight - 30% more likely to be in arrears in the North :S&P The Times http://t.co/zMgwtJaP

European mortgage regulation – a bridge too far for harmonisation? Read my Euro Blog here http://t.co/wgjoJ9tT

May

Will MMR drive the growth of ‘internet-only’ lenders? Halifax think it might. http://t.co/x3HB35dS

A new AMI : Sinclair spells out several challenges including the importance of lending technology :MFG Online http://t.co/lHsRdOjq

Mortgage rewards - but not BOGOF - are they a good move by lenders? http://t.co/rjOhT8Ih http://t.co/yUwgUFu3

No entry | Excellent review of the state of the UK mortgage market | Mortgage Strategy http://t.co/haclMdHp

June

Interest only mortgages: the root of mortgage evil or a valid option for buyers? Read here http://t.co/VpK0mBNw

Social media – new media or fact of life? : Should be an interesting seminar : BSA - Building Societies Association http://t.co/dbuapqAD

How much are you sitting on? £5.6trillion in our bricks and mortar: Property wealth is a hidden comfort in recession | http://t.co/VdBHGrMq

Only 53% of consumers trust banks and building societies - what would be the government trust % ? | Mortgage Strategy http://t.co/4k2P5Sfc

Facebook and finance - the next app revolution? Read my blog on Finextra http://t.co/iXZzYRt1

July

Good half time talk by Andrew Baddeley-Chappell - After England's Euro failure, mortgage market must avoid own goals http://t.co/G4l9AuSr

What are mutuals doing better than banks? Gross lending at mutuals rockets 54% in May - http://t.co/KBM7dm8S

Banking regulations? Interesting view from Robert Jenkins BOE FPC member : The Guardian http://t.co/eTcHaftQ

CML: Interest-only will recover - Industry in depth - Mortgage Introducer UK http://t.co/Nmo3iPSv

August

Customer satisfaction in the Banking Olympics – the winners are? http://t.co/P3E0ZhQI

Customer service? Young Brits still visit bank branches - they're usually closed though http://t.co/YuZGl247  

Will Tesco make a mark in mortgages? Perhaps not initially. Why every little helps - Boulger http://t.co/bfhXwIFM

Renting is an alternative to equity release in retirement - or should one hold onto the bricks? http://t.co/xOeZ5EjH

September

At last some good mortgage news - good figures from the CML http://t.co/aAhMEzYq

Martin Wheatley: FCA will 'shoot first and ask questions later' is this the way to regulate? http://t.co/ebjaCF87

Finextra: ICICI preps Facebook transactions - growing number of finance businesses getting social http://t.co/cu0EKa6t

52% of homeowners say they went direct to lender - be interesting to see which lenders? http://t.co/YCRo0kPZ

October

Interesting article on investment in Social Media - Investec banks on policy to make social media work http://twy.la/PuSAz3

Great research & insight from google If Content Is King, Multiscreen Is The Queen, Says New Google Study http://twy.la/RcnpZ2

How many of your customers are buying online? technology article @cmlevents e-zine. Read it here http://bit.ly/RGT712  

MMR: FSA misses the point by allowing in execution-only by the back door - Or sensible measures for existing borrowers? http://twy.la/PtaTIK

November

Avelo claims one in five mortgages sold in branch | News | Mortgage Strategy http://twy.la/Uo4eLN

Survey finds only a quarter of mortgages sold through bank branches | Financial Reporter http://twy.la/WiWeTh

Finlay voices concerns over repayment vehicles - will the buck end up at the lenders door? http://twy.la/UmYWWs

Could we see an end to proc fees? Is charging up-front fees and rebating commissions the way forward? http://twy.la/RZIUgU   

December

Bank scheme still not helping first-timers - Scheme needs targets ! http://t.co/uDzWynSs

Mortgage analysis - Did the Autumn Statement neglect the housing market?-Analysis-Money Marketing http://bit.ly/TYE05T

Increasing Efficiency in Mortgage Sales - read my blog on Finextra http://twy.la/YJjrPK

Mary Meeker's Latest Must-Read Presentation On The State Of The Web - might make you feel old at times... http://read.bi/RxWknW

Best wishes and a Happy New Year to all. 

 

TagsRetail banking

Comments: (0)

Comment on this story (membership required)
Log in to receive notifications when someone posts a comment

Latest posts from Henry

Will new technologies change mortgage lending in the UK?

05 September 2014  |  456 views  |  0  |  Recommends 0 GroupInnovation in Financial Services

MMR and Technology - Mutually exclusive?

04 July 2014  |  1783 views  |  0  |  Recommends 1 TagsRetail bankingInnovationGroupInnovation in Financial Services

Is wearable technology the new digital wallet?

24 March 2014  |  2942 views  |  1  |  Recommends 0 TagsMobile & onlinePaymentsGroupInnovation in Financial Services

The 2013 Mortgage Market in 140 Characters or Less

20 December 2013  |  2539 views  |  0  |  Recommends 0 TagsRisk & regulationGroupFinancial Services Regulation

Where next the UK Mortgage Market?

27 September 2013  |  2500 views  |  0  |  Recommends 0 GroupInnovation in Financial Services
name

Henry Woodcock

job title

Principal Consultant

company name

IRESS

member since

2012

location

Cirencester

Summary profile See full profile »
Principal Mortgage Consultant Key activities: Business Development; Pre-sales Support; Mar...

Henry's expertise

What Henry reads
IRESS InsightTrending Tweets

Who is commenting on Henry's posts

Ketharaman Swaminathan