20 December 2014

a global online banking 1

Shripad Vaidya - Oracle

8Posts 47,988Views 16Comments

Online Banking

This community is for discussion of developments in the e-banking world, including mobile banking. This can include all the functional, business, technical, marketing, web site design, security and other related topics of Internet Banking segment, including public websites of the banks and financial institutions across the globe.
A post relating to this item from Finextra:

Financial crisis spurs direct banking uptake

19 July 2010  |  7594 views  |  1
Demand for direct retail banking services has risen since the financial crisis, posing a major technological challenge for financial services providers desperate to attract and keep increasingly dislo...

Maturity level of online channels

20 July 2010  |  4814 views  |  0

This report truely suggests that a time has arrived for comprehensively utlising the Online Banking channel from multiple dimensions. Traditional Banks are struggling to keep pace due to  a) competiting non-banking players, b) failing to connect new generations (say Y / Z), c) intensively strugging with silo's of multi-dimension IT applications, d) failing to maintain speed of "go to market" e) reliance on generic corporate oversight as against channel-led oversight, f) not recognizing full potentials of multiple factors which drive the channel etc etc . In essence, there is a strong need for each bank for identifying  with "evolution of online channel maturity" and specifying a suitable plan of action to survive, compete and thrive. In the absence of any such holistic approach banks have survival threat from both horizontal as well as vertical players and needless to say, more mergers / acquisitions would be visible in days to come.   

TagsOnline bankingRetail banking

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job title Consulting Practice Director
location Mumbai
member since 2007
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I am Consulting Practice Director with Oracle Financial Services Software (OFSS) and head few large banking implementations from functional consulting perspective. Previously I headed retail banking...

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