Today the SCF market is established on the premises that risk is priced on the anchor buyer’s credit worthiness. This is what I would call SCF 1.0
I am however seeing signs of a significant shift where financial support will be assigned using innovative credit scoring techniques based on the borrowing company’s operational performance supplemented by fast credit underwriting processes that use multiple
financial supply chain data sources plus unstructured social media data.
This is what I call SCF 2.0