31 October 2014

Start ups

Asif FaruqueFinextra - London

Breaking the cryptocurrency stigma: Epiphyte

28 October 2014  |  2380 views  |  0  |  Recommends 0

"It's a sensitive space, people still associate it with criminality and dubious activities - like the internet in the early days" When Finextra wrote a story about Epiphyte winning the Innotribe startup award - it was received with scepticism by some of our readers. When you're talking about cryptocurrencies and banks - you're bound to...

TagsVirtual currencyStart upsGroupFuture Finance
Roman ItskovichEbury - London

Should SMEs be worried about Aldermore’s false start?

24 October 2014  |  1924 views  |  1  |  Recommends 0

Last week’s Aldermore news left some SMEs in doubt of the future for challenger banks. The British banking newcomer cancelled its planned IPO, despite a valuation of £880m, citing a lack of interest among investors. Shortly afterwards, Virgin Money announced that it has also postponed its flotation for the same reason. Both firms are highly visibl...

TagsRisk & regulationStart ups
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Asif FaruqueFinextra - London

A novel way of splitting the bill: going Dutch

20 October 2014  |  2865 views  |  1  |  Recommends 0

"It's a seamless way to split the bill - as opposed to antiquated ways like sending money, or IOUs" Startups around the world are jumping at an opportunity to simplify the bill-splitting pr...

TagsRetail bankingStart upsGroupFuture Finance
Bill GourlayIdea Group - London

Innovation is ...

13 October 2014  |  1271 views  |  0  |  Recommends 0

Over recent weeks I seem to have spent a lot of time in the innovation space, with plenty of talk about being innovative, creative and forward thinking. However, given the very different angles that e...

TagsInnovationStart ups
Manuj MukherjeeINFOSYS LTD - Bangalore


10 October 2014  |  1122 views  |  0  |  Recommends 0

The credit risk associated over a loan lifecycle can be best arrested at the time of originating the loan itself. So, Invariably there is a need to have a more robust process and an intelligent syste...

TagsRetail bankingStart upsGroupFinancial Risk Management
Asif FaruqueFinextra - London

A superhero among lending villains: Creditable

08 October 2014  |  1287 views  |  0  |  Recommends 0

“I don’t like hearing about people going to a payday lender for a loan. If they do, I’ve failed as a banker” says Sechaba Ngwenya, CEO of Creditable. His startup sits in a place where banks don’t wan...

TagsRetail bankingStart upsGroupFuture Finance
Roman ItskovichEbury - London

Vince Cable: Smoke and Mirrors or the key to SME lending?

06 October 2014  |  2504 views  |  0  |  Recommends 0

The latest initiative in Cable’s crusade for UK SME lending looks to take the risk away from the high street banks and place it on the Government. This will be achieved by guaranteeing challenger bank...

TagsInnovationStart ups
Paramdeep SinghHCL Tech - Chennai

Forget the 'Forgot Password?'

26 September 2014  |  1379 views  |  4  |  Recommends 0

When was the last time you clicked “Forgot Password” to recover the password for a dormant account on some mail server, blog, social networking site etc.? I think the days are not far when you won’t e...

TagsInnovationStart ups
Asif FaruqueFinextra - London

Fintech startups: A week in review

17 September 2014  |  1118 views  |  0  |  Recommends 0

Y Combinator puts out an RFS (request for startups) Y Combinator, the big fish in the accelerator pond, has put out a request in the form of a blog post. They want to ignite the spark in entrepreneur...

TagsInnovationStart ups
Asif FaruqueFinextra - London

Crowdfunding to the moon: InvestUP

16 September 2014  |  2371 views  |  0  |  Recommends 0

“Back in the 1960s when they were landing on the moon, everyone came together, it wasn’t the U.S. landing on the moon, it was mankind” says James Tuckett, founder and MD of investUP (or just UP), the...

TagsWholesale bankingStart upsGroupFuture Finance
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Asif Faruque

I am a reporter at Finextra.

Roman Itskovich

VP Financial Products at Ebury. Mis...

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