01 April 2015

Retail banking

Bruce JenningsFIS - London

Payments transformation: are the banks ready?

2 hours ago  |  314 views  |  0  |  Recommends 0

When it comes to innovation in financial services, the payments sector is leading the way. The widespread adoption of new technologies has completely changed the way we are able to make payments – from NFC and contactless cards to Pingit and mobile wallets. Recent research from Pinsent Masons suggests Paypal poses a bigger threat to the high street...

TagsPaymentsRetail banking
Colin WeirMoroku - Sydney

Pay Day Lending Highlights Financial Literacy Challenge

10 hours ago  |  390 views  |  0  |  Recommends 0

In Australia, ASIC and the ABC are on the hunt for unscrupulous Pay Day lenders. Pay Day lending is the provision of small, short terms loans to people that require financial cover to pay day. Annual Percentage Rates (APR) can exceed 1000% as advertised by www.payday.uk “£230 borrowed for 28 days. Annual interest rate of 292.2% (fixed). Total amou...

TagsRisk & regulationRetail banking
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Prasenjit DasCapgemini - United States

Social Media Banking as keystone of the Digital Transformation Arch

31 March 2015  |  1639 views  |  0  |  Recommends 0

As we overcome the ‘hype cycle ‘ with mushrooming technology innovations , banks in their quest for a ‘Next generation Banking ‘ model with ‘social media’ will have a forward integration with the dig...

TagsMobile & onlineRetail banking
Akshay KetkariBe - london

Are the Millennial Generation a New Population Group in the Unbanked?

30 March 2015  |  887 views  |  0  |  Recommends 0

In the digital world, the advent of social media, mobile including the smartphone takeover means that a population traditionally deemed too young to take financially independent decisions are in fact ...

TagsRetail bankingStart ups
Akshay KetkariBe - london

33 percent of millennials don’t think they need a bank

30 March 2015  |  1102 views  |  2  |  Recommends 0

According to the Future of Finance report by Goldman Sachs, 33% of millennials do not think they will need a bank in the next five years[1]. In fact, according to the Millennial Disruption Index, 73% ...

TagsRetail bankingStart ups
Abhishek ChatterjeeWIPRO Technologies - London

Adobe Digital Marketing Summit 2015 - Transitioning into Internet of Experience

28 March 2015  |  1376 views  |  0  |  Recommends 0

Recently concluded Adobe Digital Marketing Summit in Salt lake city was clear indication of how Adobe is aligning its marketing offering for the future. In today's world, marketing does not end after ...

TagsMobile & onlineRetail bankingGroupOnline Banking
Edward HamiltonCerteco - London

Digital Mobile Testing: A Customer Centric Approach

25 March 2015  |  1257 views  |  0  |  Recommends 0

Customer-centricity – the practice of putting the customer right at the heart of the business – has been shown to be the number one priority for banking executives, ahead of regulation and cost cuttin...

TagsMobile & onlineRetail banking
Charmaine OakShift Thought - Bristol

Trends in Global Digital Banking drive Citi’s digital strategy

24 March 2015  |  2473 views  |  0  |  Recommends 0

This post shares how trends in digital banking have helped shape Citi's global digital strategy. It summarises some of the fascinating insights shared with me by Aditya Menon, Managing Director, Globa...

TagsMobile & onlineRetail bankingGroupInnovation in Financial Services
Martin CooperSolidFire - London

Laying the Foundations for Agile Financial Services

23 March 2015  |  1146 views  |  0  |  Recommends 0

There are few industries which can match the financial services sector for the sheer volume of rules and regulations governing personal information and data. This complex set of requirements and regul...

TagsRetail bankingInnovation
Gerard HergenroederIBM - New York

BBVA

17 March 2015  |  892 views  |  0  |  Recommends 0

As a former banker the BBVA story struck a real nerve. It reminds me that there are bold thinkers in the market who have vision. And, more importantly they are willing to fund and execute the relevant...

TagsMobile & onlineRetail banking
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