23 October 2014

Retail banking

Myles DawsonAdyen - London

Apple Pay and the new POSsibilities for Merchants

12 hours ago  |  1216 views  |  0  |  Recommends 0

Over recent years, agile new players have entered the in-store payments space, bringing new innovations that offer merchants more competitive, advanced solutions. For example, terminal providers are rolling out new checkout solutions that leave traditional hardware (and software) options in their slipstream. Payment service providers are deliverin...

TagsPaymentsRetail banking
Asif FaruqueFinextra - London

A novel way of splitting the bill: going Dutch

20 October 2014  |  2264 views  |  1  |  Recommends 0

"It's a seamless way to split the bill - as opposed to antiquated ways like sending money, or IOUs" Startups around the world are jumping at an opportunity to simplify the bill-splitting process. While the method of how we pay has improved vastly over the years - the way in which we split the bill is as much of a cultural problem as it i...

TagsRetail bankingStart upsGroupFuture Finance
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Arnab SenguptaAvensys Pty Ltd - Melbourne

Branchless Banking: Unavoidable reality or myth?

18 October 2014  |  1946 views  |  0  |  Recommends 0

Introduction: Branchless Banking has been the buzzword for quite some time and many analysts are predicting the closure of a significant number of the branches over the next 5 to 15 years. For exampl...

TagsMobile & onlineRetail banking
Mike DaviesGMC Software Technology Limited - Loughborough

From retailer to retail bank; why customer service is vital

15 October 2014  |  2326 views  |  0  |  Recommends 0

Retail brands sell themselves with customer service. Whether it is through social media, in-store or via email, effective customer engagement is vital for retailers to ensure return business. If a cus...

TagsRetail bankingInnovation
David GibbardOmniChannel & Digital Banking - Atlanta

Status Quo Must Change Banks Can Learn from Credit Unions

14 October 2014  |  1442 views  |  0  |  Recommends 0

Credit union membership declined from June 30th 2013 to June 30th 2014 at 54% of all credit unions, according to NCUA data. Median credit union membership was also down 0.4%. for the same period. Over...

TagsRetail bankingInnovation
Shital ChauhanMisys - Bangalore

Branches: are they losing relevance or just numbers?

14 October 2014  |  2016 views  |  8  |  Recommends 2

There was a time when ensuring prompt service to customers walking into the branch was the only measure of good customer service in retail banking. Of course revenue and profitability were important,...

TagsMobile & onlineRetail banking
Ratan GrandhiInfosys Technologies Ltd. - Hyderabad

PFM Tools - Are they really useful in India?

12 October 2014  |  1295 views  |  1  |  Recommends 0

Personal finance management tools enable an individual to track various expenses and better manage his or her money. Some of the features offered by such tools are single view of various accounts like...

TagsRetail bankingInnovation
Manuj MukherjeeINFOSYS LTD - Bangalore

5 CHOICES TO PICK AN ORIGINATION MODULE

10 October 2014  |  1046 views  |  0  |  Recommends 0

The credit risk associated over a loan lifecycle can be best arrested at the time of originating the loan itself. So, Invariably there is a need to have a more robust process and an intelligent syste...

TagsRetail bankingStart upsGroupFinancial Risk Management
Danielle SheerinNixonMcInnes - Brighton

A 10 step model for delivering conduct risk culture

10 October 2014  |  1620 views  |  0  |  Recommends 0

THE CONDUCT RISK IMPERATIVE The FCA’s recent focus on conduct risk marks a significant shift in mindset for most financial organisations. Leaving the term ‘conduct risk’ deliberately undefined, the ...

TagsRisk & regulationRetail bankingGroupInnovation in Financial Services
Derek CorcoranAvoka - Manly

Digital Banking at JP Morgan Chase

09 October 2014  |  2930 views  |  0  |  Recommends 1

Chase At the recent American Banker Financial Services Marketing & Innovation Symposium in New York, Dr. Gavin Michael (Head of Digital for Chase) talked about what Chase have done, have learnt a...

TagsMobile & onlineRetail banking
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