01 August 2014

Retail banking

Neelesh ParekhAlixPartners - London

Bonus Clawback: Where's the Monk that sold his Ferrari?

7 hours ago  |  356 views  |  0  |  Recommends 0

Whilst the industry (Bankers) reel over having bonuses clawed back, I begin to ask myself if they really understand the responsibility that they hold? Making decisions on fixing rates, mis-selling policies and underwriting loans without understanding the underlying risk are all the sorts of activities that got us to where we are now (Lloyds increa...

TagsRisk & regulationRetail banking
Biplav PandaTCS - Bangalore

Profiting through Instant Gratification

13 hours ago  |  617 views  |  0  |  Recommends 0

The idea of offering results ‘right now’ is becoming a competing differentiator in various industries. Examples are galore: same-day delivery in retail industry, immediate booking of cab through mobile apps, live streaming of cricket matches, immediate blood sugar checks, among others. These strategies have helped organizations in other industr...

TagsMobile & onlineRetail banking
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gareth ellisACI Worldwide - Watford

Are you losing sleep over interchange fee changes?

29 July 2014  |  1547 views  |  3  |  Recommends 0

If you’re a European merchant acquirer, then I should think you are. In case you've not been following the conversations around the new regulations, here’s what we know already: The EU Commissio...

TagsPaymentsRetail banking
Ron WellmanPegasystems - Cambridge

Urgent! 2015 Capital Investment Deadlines

28 July 2014  |  1104 views  |  0  |  Recommends 0

– Are You Planning For Success In Corporate Banking? Planning for 2015 capital investment deadlines will be a stressful exercise. The question on everyone’s mind in the organization: What should be o...

TagsRetail bankingWholesale banking
Asif FaruqueFinextra - London

Fintech startups: A week in review

28 July 2014  |  1389 views  |  0  |  Recommends 1

Fintech is booming. OK - according to VentureBeat it 'might not be the sexiest thing happening around town' (who claimed it was?) but it's growing, and growing quickly. The startup arm is even more ...

TagsRetail bankingInnovation
ganeshbabu AnnamalaiRBS - Chennai

Top 10 challenges in building data warehouse for large banks

25 July 2014  |  3009 views  |  3  |  Recommends 1

Lack of strategic focus to build Enterprise Data Warehouse (EDW) Building EDW is a strategic initiative since it requires shift in culture, longer timescale & more importantly it is an expensive ...

TagsRetail bankingInnovation
Ilja IlitCapco - Bratislava

Contactless payments take-off in Slovakia

23 July 2014  |  1256 views  |  0  |  Recommends 0

From a cold start to a bright future in less than six years! In 2008, a well-respected analyst house reported that “Europeans show little interest in contactless payments”. However, in 2013-2014, th...

TagsCardsRetail banking
Chris YaldezianIBM (Software Group) - San Ramon

Moments Matter: Wealth Transfer

22 July 2014  |  872 views  |  0  |  Recommends 0

Whether assisting a customer in real time, or collaborating with partners or customers across continents in the blink of an eye, banks must exceed expectations to achieve a competitive edge. And it i

TagsRetail bankingInnovation
Balazs FejesEPAM Systems - Meilen

Data Integration Is Key For Banks To Capitalize On Digital

22 July 2014  |  1384 views  |  0  |  Recommends 0

Data Integration Is Key For Banks To Capitalize On The Digital Opportunity The digitization of customer experience is rapidly changing the traditional retail banking business model with the ...

TagsMobile & onlineRetail banking
Neelesh ParekhAlixPartners - London

Barclays Community Bankers same as Apple Genius Bar

18 July 2014  |  3349 views  |  0  |  Recommends 1

Whilst some similarities exist, Barclays Community Bankers look to have a more rounded offering when added to the Barclays Digital Eagles. This is different and has the opportunity to be more compelli...

TagsMobile & onlineRetail banking
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