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5180 Results from /payments

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

7 Questions to Ask Before Investing in a Remittance Technology Partner

According to the World Bank, global remittance flows to low- and middle-income countries reached $669 billion in 2024. That number keeps growing as more customers demand speed, affordability, and transparency in cross-border transfers. Think about it, your customers expect to send money from Nairobi to London or New Delhi to Lagos in minutes. Not ...

/payments /inclusion

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

Common Onboarding Challenges Faced by Banks (and How to Solve Them with eKYC)

Suppose a customer walks into your bank for the first time. They expect speed, convenience, and trust. But instead, they face multiple forms, repeated document submissions, and days of waiting for approval. What happens next? They drop off. And once they leave, the chances of them returning are slim. Studies show that 68% of banking customers ab...

/payments

Leon Du Plessis

Leon Du Plessis Key Account Manager at The ai Corporation

How to meet the compliance challenges of open-loop fleet card programmes

The fleet and fuel card industry stands at a crossroads. For decades, the ecosystem relied on closed-loop solutions, accepting cards only at specific, pre-approved merchant locations. This model has been stable and predictable, but a new era of technology, driven by consumer expectations and evolving regulations, demands a shift. The industry is n...

/payments /identity Payments strategies 2015-2020-2030

Anand Salodkar

Anand Salodkar Manager at Dolby Labs

Google’s Agent Payments Protocol (AP2): A New Chapter in Agentic Commerce

The way we pay for things has always followed a familiar pattern: a human browses, selects, and approves a transaction at checkout. But what happens when that “human in the loop” is replaced or at least supported by an intelligent agent that can shop, negotiate, and purchase on our behalf? Google’s recent announcement of the Agent Payments Protoco...

/payments /regulation

Dmytro Spilka

Dmytro Spilka Director and Founder at Solvid, Coinprompter

Can I Manage My Own SIPP? Pros and Cons of Private Pensions

Self-invested personal pensions (SIPPs) are great if you want to build your pension pot on your terms and use your experience, or that of a trusted account manager, to grow your wealth ahead of retirement. However, there are some considerations to keep in mind. By definition, a SIPP is a form of personal pension that’s designed for individuals wh...

/payments

Sudha Rajamanickam

Sudha Rajamanickam Software Engineer at Episode six

The Payment Story: Chapter 1- The Central Bank’s Invisible Hand

Behind every withdrawal, loan, or transfer lies a hidden boss — the central bank. In this opening part of my series “The Payment Story,” I explore how central banks quietly shape liquidity, interest rates, and the very rules of the money game. Why do home loan rates rise and fall? Why can’t banks simply lend freely? Central banks set the guardrails...

/payments /retail Fintech

Sam Boboev

Sam Boboev Founder at Fintech Wrap Up

Deep Dive: A Guide to Payment Facilitation and Facilitators (Payfacs)

Payment facilitation might not get as much buzz as crypto or AI, but it underpins a growing share of digital commerce. Today’s PayFacs process billions in transactions, and by 2025 the model is expected to handle more than $4 trillion globally. These providers act as master merchants, aggregating countless sub‑accounts to let SaaS platforms, mark

/payments

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

The Future of Finance: How Post-Quantum Cryptography Will Secure Banking and Payments

Quantum computing threatens the cryptography that secures banking, payments, and digital assets. Discover how post-quantum cryptography (PQC) can future-proof financial systems, build customer trust, and prepare institutions for regulatory mandates. Introduction: The Invisible Clock About every generation, financial infrastructure experiences a gen...

/security /payments

Anurag Mohapatra

Anurag Mohapatra Director of Fraud Strategy and Marketing at NICE Actimize

The High Stakes of Check Kiting: How Old School Fraud Exploits FIs

Last month, a major regional bank filed suit against a New York entrepreneur, alleging a check-kiting scheme that processed more than $72 million in fraudulent checks, resulting in $27 million in direct losses. While payment technologies have evolved dramatically, traditional fraud methods continue to exploit fundamental processes, resulting in lo...

/payments /crime Exposing Financial Crime

Toine Van Beusekom

Toine Van Beusekom Strategy Director at Icon Solutions

Sibos 2025: Time to Consolidate Your Payments Infrastructure

If you have attended any financial services industry conference over the past decade, chances are that compliance has dominated the discussion – either directly or indirectly – again and again. And again. And again. But as we approach Sibos 2025, a quick glance at the agenda is telling. With major regulatory initiatives like migration to the ISO 20...

/payments

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