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5201 Results from /payments

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

4 Surprising Ways Global Finance Has Been Remade Since the 2008 Crisis

Introduction: Beyond the Banks When we think of the 2008 Great Financial Crisis, the story that comes to mind is one of failing banks, risky mortgages, and a system brought to its knees by the very institutions meant to be its bedrock. It was, in the popular imagination and in reality, a “banking crisis”. But in the years since, the global financi...

/payments Futuristic Banking

Christoffer Hernæs

Christoffer Hernæs Chief Technology Officer at Stø

What Happens to Card Schemes in a World Dominated by Account-to-Account Payments?

Account-to-account (A2A) payments powered by instant payment infrastructures and open banking APIs are set to gain strength globally. As these systems rise, many are asking: what becomes of traditional card schemes if/when A2A becomes the default method of digital payment? Card schemes hinge on global network reach, consumer protections, and inter...

/payments Payments strategies 2015-2020-2030

Deepak Gusain

Deepak Gusain COO at Cartex

Telcos, Fintechs and Faster Rails: A New Map for Global Money

Today, nearly every trade transaction in the world is facilitated by global payments, with J.P. Morgan estimating that around $200 trillion in payment flows occurred last year. Yet despite the scale and digitalization of finance, the core infrastructure still works on slow and fragmented rails. As a result, for many firms, especially in emerging m...

/payments /inclusion

Daniel Ruhman

Daniel Ruhman Founder & CEO at Cumbuca

The Regulatory Rat Race: How Instant Payments Are Breaking Traditional Banking Alliances

Visa and Mastercard are applying for payment licences in Brazil. Read that again. These are the two companies that spent decades building their business on partnerships—relying on issuing banks to do the operational work whilst they collected interchange fees. Now they are going direct. They are competing with the very institutions that made them ...

/payments

Galong Yao

Galong Yao CGO at Bamboodt

SuperApp is earned: where real usage, operations, and timing converge

I’m often asked a simple question with complex implications: what qualifies an app as a “SuperApp”? It’s easy to get lost in architecture, features, and ecosystems. My view is straightforward: a SuperApp is primarily a business concept, not a technical pattern. Think of it as a title earned through consistent market performance—when an app delive

/payments /markets

Eyad Almaaitah

Eyad Almaaitah VP - Global Product Management at Compass Plus Technologies

The secret weapon against fraud: Microservices

Fraudsters don’t stand still. New schemes emerge daily, exploiting vulnerabilities faster than traditional fraud systems can adapt. For financial institutions, the challenge isn’t just spotting fraud in real time - it’s staying one step ahead of it. That’s where technology architecture becomes just as important as detection logic. One of the mos...

/security /payments

Joseph Ibitola

Joseph Ibitola Head of Demand Generation at Flagright

AI vs Rules-Based Transaction Monitoring: Why a Hybrid Approach Wins

Fraud in payments is growing more sophisticated, forcing payment service providers (PSPs) to rethink their defenses. Today’s fraudsters are even leveraging AI tools to scale attacks and evade detection. In response, regulators and industry leaders are raising the bar for fraud prevention. A 2025 American Banker survey found that 62% of banks and ...

/ai /payments Fintech

Konstantin Dubovitskiy

Konstantin Dubovitskiy Sr. Account Executive at Checkbook.io

The US interbank payments ecosystem

Interbank payments ecosystem is extremely complex and involves a lot of moving parts that most of us (even those in payments), never encounter. By the end of this article you will better understand how banks communicate with one another, what do those communication channel look like and how do funds get settled depending on the channel. Definitions...

/payments /retail Banking

Sam Kohli

Sam Kohli CEO and Founder at Paynt

Biometric payments and the trust dividend: Why fintechs must design for consent too

For many of us, biometric security, which is the use of unique personal characteristics such as fingerprints or facial recognition, has become second nature. Indeed, these technologies are quickly becoming more integrated into everyday activities, from unlocking smartphones to authorising mobile payments. And what's not to like? It’s quick, effici...

/security /payments The future of Payments in Europe

Naina Rajgopalan

Naina Rajgopalan Content Head at Freo

Understanding Forex Brokers: What Traders Need to Know

Anyone who even dips a toe into forex trading quickly realizes one unavoidable truth: you can’t access the market directly. You need a broker. This raises an immediate question — which brokers are worth considering, which are best avoided, and how do you actually tell the difference? Most beginners start their research by simply visiting a broker’...

/payments /markets

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