5273 Results from /payments
Hussam Kamel Payments Architect at Icon Solutions
For years, the payments industry has been on a seemingly unstoppable path toward global harmonisation, integration and alignment. The most recent poster child of this trend was the shift to the ISO 20022 messaging standard, which promised to unlock interoperability and seamless value movement across borders. That somewhat utopian vision has now co...
28 November 2025 /payments
Viacheslav Kostin CEO at WislaCode Solutions
Digital-first banking is transforming financial services through sustainability, personalisation, and accessibility. Discover how neobanks are redefining customer expectations. The financial services landscape is experiencing a fundamental shift. Neobanks have emerged as agile, technology-driven alternatives that prioritise customer experience, ...
28 November 2025 /payments /retail Innovation in Financial Services
Stanley Epstein Associate at Citadel Advantage Group
Why private digital dollars thrive where traditional currency and CBDCs still fall short. Do Stablecoins Serve a Purpose? The Answer Is Yes — but It Depends on the Context In financial debates, stablecoins often attract a deceptively simple question: “Do they really serve a purpose? And if they do, why can’t ordinary currency — or a state-issued di...
28 November 2025 /payments /crypto
Nikunj Gundaniya Product manager at Digipay.guru
Cross-border remittances have almost become so regular like domestic transactions. Given that millions of people rely on these transfers every day to support families, fund businesses, or settle trade payments. According to the World Bank, global remittance flows reached over $860 billion in 2023. This itself shows how rapidly this ecosystem i...
27 November 2025 /payments
Shikko Nijland CEO at INNOPAY Oliver Wyman
My hypothesis: (Agentic) AI Drift is inevitable cost of adaptability in random world. Experts have spent years preparing for “AI drift,” usually defined as models losing accuracy over time. This definition made sense when AI was mostly predictive and static. But the industry is now entering a different regime: agentic AI — systems that observe, int...
27 November 2025 /ai /payments Fintech
Konstantin Dubovitskiy Sr. Account Executive at Checkbook.io
This article will cover the message standards used to communicate information about payments. What kind of information can be included in those messages, what are the requirements, which operators are using this standard, who is lagging behind and why it might be important to you. Spoiler - it might not be important for your day-to-day w...
26 November 2025 /payments /regulation Frictionless Payments
The Drift Paradox: Agentic AI will force FS to prepare for Continuous Realignment Financial services has spent years preparing for “AI drift,” usually defined as models losing accuracy over time. This definition made sense when AI was mostly predictive and static. But the industry is now entering a different regime: agentic AI — systems that observ...
26 November 2025 /ai /payments Artificial Intelligence and Financial Services
Chris Holmes Managing Director at PayTech Consulting
False declines are legitimate debit and credit card transactions that are declined due to overly sensitive fraud detection methods and algorithms. This can be a big deal for merchants and banks alike. A recent JP Morgan Payments and Data Intelligence article reported that, while actual fraud loses represent an estimated 7% of the total cost of fr...
25 November 2025 /payments
John Bertrand MD at Tec 8 Limited
Financial fraud has become one of the UK’s most damaging, persistent, and underestimated national threats. The appointment of the UK’s first Fraud Minister marks a decisive moment—one that could, if executed effectively, reshape the country’s economic resilience, restore its global leadership in financial services, and provide meaningful protectio...
25 November 2025 /payments /crime The future of Payments in Europe
James Richardson Global Head of Solutions at Bottomline
The UK’s ‘Failure to Prevent Fraud’ offence, which took effect last month, introduces a new layer of liability for large organisations, including financial institutions and businesses. It holds them responsible for fraud committed by their employees, agents, or other “associated persons”, marking a fundamental change in how organisations must mana...
25 November 2025 /payments /regulation Financial Services Regulation
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