5266 Results from /payments
Chris Holmes Managing Director at PayTech Consulting
False declines are legitimate debit and credit card transactions that are declined due to overly sensitive fraud detection methods and algorithms. This can be a big deal for merchants and banks alike. A recent JP Morgan Payments and Data Intelligence article reported that, while actual fraud loses represent an estimated 7% of the total cost of fr...
8 mins /payments
John Bertrand MD at Tec 8 Limited
Financial fraud has become one of the UK’s most damaging, persistent, and underestimated national threats. The appointment of the UK’s first Fraud Minister marks a decisive moment—one that could, if executed effectively, reshape the country’s economic resilience, restore its global leadership in financial services, and provide meaningful protectio...
5 hours /payments /crime The future of Payments in Europe
James Richardson Global Head of Solutions at Bottomline
The UK’s ‘Failure to Prevent Fraud’ offence, which took effect last month, introduces a new layer of liability for large organisations, including financial institutions and businesses. It holds them responsible for fraud committed by their employees, agents, or other “associated persons”, marking a fundamental change in how organisations must mana...
11 hours /payments /regulation Financial Services Regulation
Teymour Farman-Farmaian CEO at Higlobe
The Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act) is a freshly passed law that establishes a framework for regulating stablecoins. Stablecoins are digital assets designed to maintain a fixed value, typically pegged to the U.S. dollar. The act requires all stablecoins to be backed one for one by U.S. dollars. Th...
20 hours /payments /crypto Banking
Muhammad Qasim Senior Software Developer at PSPC
For more than a decade, financial institutions have depended on a small group of dominant platforms to reach digital audiences. Google, Meta, Amazon, and a handful of large retail media networks controlled not only the inventory, but also the data, the targeting logic, and the economics. These “walled gardens” worked because they delivered scale a...
24 November 2025 /payments /inclusion
Vitaliy Abayev Chief Operational Officer at DCM
According to a16z crypto State of Crypto 2025, stablecoins processed $46 trillion in on-chain volume over the past 12 months — putting them on par with the world’s largest payment networks. For comparison: Visa $16 T | ACH $87 T. Blockchain has already proven itself as a global payment rail. But the way stablecoins move money isn’t how banks create...
Breno Oliveira Head of Product at payabl.
The UK is rightly seen as an open banking pioneer, and with the news earlier this year that open banking connections surpassed 15 million in July, the fastest growth to date, the success of adoption is clear - from consumers enjoying greater control of their finances to merchants being able to offer customers faster, lower-cost and more secure pa...
24 November 2025 /payments /regulation
Fergus McKie Marketing at Planixs
In this final instalment of the Europe Goes Real-Time series, we’re diving into how treasurers can level up their innovation by using the latest technology. What can treasurers do to get an accurate and live view of their liquidity, and how do they need to change their mindset for a world of instant payments? Read on to find out. In case you misse...
24 November 2025 /payments /wholesale Treasury Technology
Stanley Epstein Associate at Citadel Advantage Group
Continuous Linked Settlement (CLS) explained: the payment-vs-payment engine that removed trillion-dollar FX settlement risk, how it works day-to-day, the challenges it still faces (T+1, non-CLS currencies) — and the realistic paths forward as money digitizes. What is CLS — the problem it was created to solve Foreign-exchange transactions are, a...
23 November 2025 /payments /regulation
Sam Boboev Founder at Fintech Wrap Up
Hey fintech friends, ever feel like the future is sneaking up on you? This morning, I imagined myself asking an AI assistant to “just buy my usual coffee beans,” and it actually tried to do it. No app, no website, just a chat and a confirmed order. This really could be the future, or I would say even the near future. Agentic commerce, where AI ag...
23 November 2025 /ai /payments
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