20 April 2014


Ketharaman SwaminathanGTM360 Marketing Solutions - Pune

Credit Where Credit Is Due - HSBC Case Study

31 March 2014  |  1662 views  |  0  |  Recommends 0

In over two decades of using credit cards, I missed a payment for the first time a couple of months ago. This happened on my HSBC credit card, which I've been holding for nearly 10 years. I'm blaming eStatements for my slip up. I typically receive the printed statement for this credit card around the first week of a month for the payment that's d...

Paul LoveCompass Plus - Nottingham

When is a payments network not a payments network?

28 March 2014  |  1376 views  |  0  |  Recommends 0

When a network can be unplugged unilaterally what message does that send to the poor cardholder with the acceptance brand shining brightly on their card? While Visa and MasterCard have successfully positioned themselves as a payments “utility”, their actions last week (Visa and MasterCard cut off Russia's sanctions-hit SMP Bank) were similar to ...

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Daniel EcksteinAbrantix AG - Zurich

Card present goes Ecommerce

21 March 2014  |  4976 views  |  4  |  Recommends 0

In the card acceptance business a big change is happening. More and more transactions that should be card present transactions are processed as ecommerce transactions, or better: card-not-present-tran...

Paul LoveCompass Plus - Nottingham

Does One Size Fit All ?

14 March 2014  |  1744 views  |  3  |  Recommends 0

I have just received a letter from Barclaycard telling me that they are not just withdrawing their innovative OnePulse card but are also simplifying their range of credit cards. While the withdrawal ...

TagsCardsInnovationGroupInnovation in Financial Services
Jeanne CapachinCapachin Research - Norfolk

Prepaid Cards: The Post-Modern Checking Account?

27 February 2014  |  1687 views  |  1  |  Recommends 1

Prepaid cards are seen as a product for financially excluded consumers, but they are becoming mainstream. This transition is largely thanks to employers issuing prepaid payroll. It is often young adul...

Dave PearsonACI Worldwide - Watford

Contactless is taking off, what does it mean for the future?

27 February 2014  |  1064 views  |  0  |  Recommends 0

The new figures from WorldPay show that contactless transactions in the UK are growing significantly--249% in the year to Dec 2013, an impressive growth rate, to say the least. However, it was only ju...

TagsCardsMobile & online
Elton CaneIndependent - Brisbane

Do frictionless payments make you spend more?

26 February 2014  |  1080 views  |  0  |  Recommends 0

With PayPal and others pushing the "it's time for wearable payments line", more handset payment developments and Visa and MasterCard trumpeting the increasing penetration of their respective...

TagsCardsPaymentsGroupFuture Finance
Ketharaman SwaminathanGTM360 Marketing Solutions - Pune

Beware of Credit Card Reward Redemption Theft

07 February 2014  |  2616 views  |  0  |  Recommends 0

In Will The Sad State Of Logistics Hurt eCommerce? (hyperlink removed but this post will come up on top of the Google SERP), I’d alluded to how DHL, FedEx and other multinational courier companies are...

TagsCardsRisk & regulation
John DoyleFSS Technologies UK - London

Interchange Fees Update

04 February 2014  |  1913 views  |  0  |  Recommends 0

Vendorcom, the think tank for the financial services vendor community, held an update for members to the Interchange Fees debate. Interchange is the charge levied by the card schemes on retailers

TagsCardsPaymentsGroupUK Faster Payments
Amit DuaInfosys Technologies Ltd - London

From Mobile Also to Mobile First

17 January 2014  |  1952 views  |  1  |  Recommends 0

Mobile hardware sales and shipment statistics are arguments that have now become peripheral to the case for mobile banking. So let's hone the focus a little bit. Around 590 million customers banked o...

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