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A Finextra Member

Scorecards. Achieving Most Precise Borrower Segmentation

Below we examine most common mistakes in scorecard development, and explain how to use them for most precise borrower rating and segmentation. Scorecards provide a set of weights assigned to character...

19 Nov 2012
Financial Risk Management
A Finextra Member

Predictive Analytics: What Lies Ahead?

Let me begin with a disclaimer. I believe that what I'm about to tell you is true, but have no way of proving it. Apparently, a grocery superstore in the U.K. has become so adept at mining transaction...

19 Nov 2012
A Finextra Member

Regulatory Reform: The System, Not The Software

Trading stood still on more than 200 companies Monday, as a server kept the New York Stock Exchange from publishing quotes for most of the day. Taken alone, this seems like a technical glitch. But com...

16 Nov 2012
A Finextra Member

The Cost of FX in T plus 2

T+2 settlement looks like it’s on its way to a market near you in the next few years and although I accept that in many markets its not much of a problem in some financial instruments in domestic ...

16 Nov 2012
A Finextra Member

Home Automation for the Branch?

I know it's strange to be blogging about branch banking, of all things. But, just when I'm ready to write off branch banking for good, I hear of some development that makes me sit up and take notice....

16 Nov 2012
A Finextra Member

Consumer Mobile Services: Planning for Success

When building a consumer mobile service, the initial focus is on working toward a successful launch, meeting deadlines and ensuring the system works properly for the “grand opening,” the press release...

15 Nov 2012
A Finextra Member

FATCA - Time to stop admiring the problem

“There’s a tendency to admire the problem” – I heard this at a conference recently and thought that it was a great expression to capture the way we tend to deal with new regulations. FATCA is one of t...

15 Nov 2012
Robert Siciliano

Sofia Vergaras Personal Photos Hacked

In my line of work I get emails such as this one: “Hi Robert, I’m not sure if you saw what had happened on my Facebook page last night, but someone stole my cell phone while I was at a concert, and po...

15 Nov 2012
Robert Siciliano

The Seedy Site of Web Searches

Ever seek out information online and end up somewhere you never meant to go? I’m not talking about some website that didn’t have what you were looking for, I’m talking about a website that you REALLY ...

15 Nov 2012
A Finextra Member

Ferrari versus Toyota

One of the most hotly contested topics of 2012 has surely got to be the Native versus HTML5 debate. I can understand why. We live in a world surrounded by screens. Different size screens for differ...

14 Nov 2012
Innovation in Financial Services
A Finextra Member

To Err is Human, to Receive Correct Interchange Fees Divine

New products, new channels, massive technological change and all bundled up into two major releases each year by the card schemes, well, as it says in each closing episode of Frasier – ‘What is a boy ...

14 Nov 2012
A Finextra Member

Nota Fiscal for Services for Inbound AP Invoices

In this article, I focus more on the issues faced with Nota Fiscal for Services when looking at the compliance tasks from an Account Payables point of view. Remember that Service invoices are handled ...

13 Nov 2012
Electronic invoicing

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