Welcome to Finextra. We use cookies to help us to deliver our services. We'll assume you're ok with this, but you may change your preferences at our Cookie Centre. Please read our Privacy Policy.
Happy birthday, Isis! This week sees the one-year anniversary of the initial launch of Isis, the US joint venture formed by AT&T, T-Mobile and Verizon Wireless to create a national mobile payments...
Without thinking consciously about it, over time core behaviors change producing different instinctive reactions. When a phone rings today, we go to our pocket or purse, not running to a device on a d...
Electronic bank account management (eBAM), an automated approach to the opening, closing and management of bank accounts seems simple, right? So simple in fact, that when the idea was first introduced...
Notwithstanding the debate over the price (to the taxpayer) and whether anyone seriously considered re-mutualisation, how will Virgin Money nee Northern Rock win over customers? The Great British Bank...
At a recent conference a senior member of the T2S development team said that to date €350m had been spent on development and this was likely to rise to about €400m due to the 9 months delay announced ...
Since the first signs of the Credit Crunch and the debacle of bad asset valuation in the subprime disaster, the role of Credit Rating Agencies has created deep concern for Governments and Regulators a...
The problem. A lot of people would agree when I say that the financial services industry is flawed. There is a fundamental issue that sits behind all these problems, driving the financial crisis as we...
Even if you’re not directly interested in antipodean fragmentation, Australia will provide a particularly pure data set for what is fast becoming a global phenomenon. This is because (right now at lea...
With the rise of social media leading to new collective behaviors, there is no doubt the power and influence of online communities is growing stronger. This is clearly demonstrated by the recent ‘Bank...
There has been a lot of debate lately as to whether mobile banking and payments are more than just hype, with cynics purporting that consumer adoption will not take off. While consumers may not be rus...
Under Basel III‘s new rules, capital efficiency is no longer a mere function of return and leverage. The ability to collect information and process trades directly impacts the volume and breadth of ac...
Anybody that has lived by the sea understands the tide is something that is well documented and inevitable. You account for it and plan for it, there is no hiding from the fact. In the same way mobile...