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In a recent op-ed entitled Credit Ratings Need To Get Personal in the Economic Times, the authors compare corporate credit rating and consumer credit rating and make the case for enriching consumer cr...
When I start working on creating a test strategy for an application, one of the biggest impacting factors that I need to consider is the application domain. It defines a lot of context for any stage o...
If you want data to bring real value, you should consider how it is stored and processed. Being obliged to follow the ever-changing regulations of national banks and ministries of finance, banks requi...
Hi all, Today we are continuing with our series of articles about data usage, AI/ ML modeling, and analytics in banking. Start. In today’s data-driven world, businesses have a wealth of information av...
Hi all, Nice to see you again. In this topic, we would like to start with an example to describe the problem of loan portfolio analysis better. Problem example: Data censoring, or the process in whic...
Hi all, It's Dmitriy from TIMVERO. Today we are starting our series of articles about data usage, AI/ ML modeling, and analytics in banking. First one is going to be about issues with data availabili...
Trade digitization, driven by advances in technologies such as blockchain and AI, has been a topic of conversation at Sibos for the last several years. Yet challenges remain, contributing to the widen...
Despite making up 99 percent of European companies and the backbone of its economy, small- and medium-sized enterprises (SMEs) remain underfunded in the billions of euros. Recent research estimates th...
The Chief Data Literacy Officer is not yet a role in the Data Management organization but must be – very soon. While the role of the Chief Data Officer has not completely been recognized or manned in ...
Replacing Anecdata with Real Insights The Irish mathematician, physicist, and engineer Lord Kelvin left us with numerous scientific inventions and these striking words of wisdom: “What is not defined ...
As interest rates rise and growth slows for commercial lenders, investment in the back office is back with a vengeance. That’s great news for loan servicing operations, which look set to benefit in mo...
Financial services firms are using Artificial Intelligence (AI) and Machine Learning (ML) more and more heavily. The latest research from The Bank of England and Financial Conduct Authority, for exam...