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Stacey Small

Innovation: A new world for banking or A new bank for the world?

The word innovate was first recorded in 1540. Somewhat surprising, to hear people banging on about it like it’s a revolution. What does innovation mean? And is innovation really ‘a new world for bank...

06 Oct 2017
Online Banking
A Finextra Member

Open banking; who to choose

The question is… who will the customer choose to be their banking confidant in this new, open connected banking marketplace starting from January? The answer is the one you trust the most with your mo...

04 Oct 2017
Online Banking
Shaju Nair

Ease of making payments vs speed of making payments

I was 30 miles away from Bangalore City, in a quite village, ordering for red-bricks from a nearby brick factory over phone. I was extremely pleased to hear the manger say that he will accept account ...

24 Sep 2017
Online Banking
A Finextra Member

Open Banking: Open for Business or Closed to Progress?

The future of banking is indisputably Open Banking. Open in all senses of the word: transparency, ease of access to information and a place at the table for new market players. Open for everyone, with...

13 Sep 2017
Online Banking
Sadra Boutorabi

3D Secure 2.0 and PSD2, live together in perfect harmony

What is PSD2? PSD2 is the second iteration of ‘Payment Services Directive’ (PSD), a European Union (EU) directive first introduced in 2007 to regulate payment services and payment service providers (P...

23 Aug 2017
Online Banking
A Finextra Member

Tips to Strengthen the Security of Mobile Banking Apps

With the advancement of technology, the world is moving towards the cashless economy system. The internet has facilitated people with e-banking facilities. The recent statistics reveal the fact that t...

17 Aug 2017
Online Banking
A Finextra Member

Why Blockchain Might Not Be The Future For Online Payments

When it comes to making payments online, cryptocurrencies such as Bitcoin are a method of alternative payments using blockchain technology to allow someone to make transactions without the need of an ...

14 Aug 2017
Online Banking
A Finextra Member

PSD2 and the Cost of Using the Staircase When the Elevator Fails

A few years after Bautista closed his business I casually met him in a cafe nearby the Town Hall. After saying hello to him and asking how were things going (not very well, I must say) we started talk...

23 Jul 2017
Online Banking
A Finextra Member

PSD2 and the Secure vs Insecure Staircase Debate

A few years after Bautista closed his business I casually met him in a cafe nearby the Town Hall. After saying hello to him and asking how were things going (not very well, I must say) we started tal

18 Jul 2017
Online Banking
A Finextra Member

PSD2 and the Elevator vs Staircase Paradox

I live in a town called Villa Arriba (uphill town in Spanish), which is very close to Villa Abajo (downhill town). Although they are close, they communicate through intricate mountain roads and there ...

15 Jul 2017
Online Banking
Mike Lynch

Mobile Malware Targeting Banks

Mobile malware threats are very real, and growing in sophistication. On mobile, many new types of malicious software have spread via phishing, smishing (SMS based phishing), and even malicious apps di...

20 Jun 2017
Online Banking
A Finextra Member

Microservices paving road to continuous modular development

In a tech world where microservices architecture is enabling unprecedented agility and scalability Gartner is predicting by 2018 most application platform as a service providers will include microserv...

04 May 2017
Online Banking

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