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Bo Harald

Final report on e-Invoicing approved

The EC Expert Group on e-Invoicing has approved its Final Report. It will be published in within the next weeks. The work has involved a total of close to 60 experts over nearly two years and has alre...

15 Nov 2009
Innovation in Financial Services
Bo Harald

Liberating the power of SMEs

Most of us have seen how small enterprises can be innovative, fast and agile - when larger ones show up as lumbering giants - trying desparately to cure themselves with new "management" tool...

08 Nov 2009
Bo Harald

Finns twice as mobile as Swedes

A Nordic study (PTS in Sweden) reveals that the mobile share of minutes in outgoing telephone calls in 2008 were the following: Finland 83% Norway 55 Denmark 54 Iceland ...

08 Nov 2009
Innovation in Financial Services
Bo Harald

Bloodletting

In the old days bloodletting was considered to be a universal cure to diseases. Later when it was realised that it could have only negative effects it still continued for quite a while. Old habits die...

05 Nov 2009
Bo Harald

Paper invoices have NO future

It is evident - paper invoices will disappear from the business to business and business to government sectors and then later in practise also in the business to consumer/government to citizen area.

30 Oct 2009
Bo Harald

Nudge - not enough

Started to read Nudge by Thaler & Sunstein. Easy and nice reading - essential thought provocation needed at the latest now. What we have is a long list of very serious global challenges - rangin...

24 Oct 2009
Bo Harald

TV still slightly ahead

Internet has gained 117% from 2004 to today, radio lost 16%, newspapers 17%, magazines 6% - but TV kept its position (source Forrester). And this is the population at large - surely the trendsetters h...

22 Oct 2009
Innovation in Financial Services
Bo Harald

Invisible hand - guiding where?

The Economist run an article Questioning the invisible hand last week. Starting off with the meltdown in the financial industry in several countries it then zooms in on the energy industry's apparent...

22 Oct 2009
Bo Harald

Back from the boiler room

In the old days the CIO was often a board member - as important as business area executives. Then came the age of internal procurement processes and the IT-departments were sent to the boiler room and...

18 Oct 2009
Bo Harald

Avoid ice ages..

Corporate inertia, quarterly capitalism and techno-hype have together created a rather sad overall picture of how digital services have been introduced. Far too often in the past digital services have...

14 Oct 2009
Innovation in Financial Services
Bo Harald

Do not complicate

It is very easy to make things difficult but very difficult to make things easy. As a result we see that many service are not the least user-friendly - not in design - not in language - too complic

12 Oct 2009
Bo Harald

Cash for crime

Computer Sweden writes - inspired by frequent high profile robberies - that cash is an invitation to crime. Legislators, banks and retailers are to blame for having failed to eliminate cash usage - de...

10 Oct 2009

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