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Archive for: 2013
Mitch MitchellPegasystems - Boston

Oz, The Great and Powerful..

19 December 2013  |  1630 views  |  0  |  Recommends 0

…Are We Guilty of Blowing Smoke? In my last blog I talked about recent increases in lending being a good thing, as long as lending policies remain prudent and conservative. Now, I want to look at transforming the low risk = low growth challenge. For me, a big part of this is about making real what our customers actually believe is true right now. ...

TagsRetail bankingInnovation
Mitch MitchellPegasystems - Boston

Rock Ballads We Could Learn from

11 December 2013  |  1938 views  |  0  |  Recommends 0

“So here I go again…walking down the only road I’ve ever known.” Yes, it’s the lyrics from a Whitesnake song! But I kept singing it whilst reading about recent moves in the UK lending market. And then there’s the definition of insanity: "doing the same thing over and over again and expecting different results." Are we in danger of doi...

TagsRisk & regulationRetail banking
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Mitch MitchellPegasystems - Boston

Making Business Personal Again

05 November 2013  |  1421 views  |  1  |  Recommends 0

My parents ran a small, largely cash business. My mum would make weekly runs to the bank on the bus with a plastic shopping bag of cash, on the understanding that no one bothered to mug a middle aged ...

TagsRetail bankingInnovation
Mitch MitchellPegasystems - Boston

Making a Pin, Breaking a Mould.

18 October 2013  |  1566 views  |  0  |  Recommends 0

You can find references to the power of specialisation and the division of labour back to the 4th Century BC when Xenophon said “he who pursues a very specialised task will do it best”. Then, in more ...

TagsMobile & onlineRetail banking
Mitch MitchellPegasystems - Boston

Financial Lending - Learning from Industrialisation!

04 September 2013  |  1374 views  |  0  |  Recommends 0

Banks are under intense regulatory pressure to improve their services and mitigate financial risk while providing more lending to businesses and consumers that’s critical for a return to growth in man...

TagsSibosTransaction banking
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