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Blogs
Amit Agrawal

Risk Ratios

I thought let us talk about some of the rules and its impact on different regions Basel liquidity rule Covers : Banks worldwide What it does : Requires banks to hold enough cash or assets which can me...

22 Nov 2014
Financial Services Regulation
Amit Agrawal

Local compliance in a global business

Financial Institutions (FI) follow different solutions to fulfil compliance requirements. We can divide this into following different models: 1. Option 1 : in-house, in-country This option is will h

13 Sep 2014
Financial Services Regulation
Amit Agrawal

Intraday Liquidity: Implement Challenges

The management of intraday liquidity – defined by the Committee on Payment and Settlement Systems (CPSS) as “funds that can be assessed during the business day, usually to enable financial institution...

12 Jun 2014
Financial Services Regulation
Amit Agrawal

Non Compliance Cost

The current economic crisis has led to much debate in relation to the relative merits of compliance and noncompliance cost of the regulations. The widespread pain caused by the crisis has galvanized r...

10 May 2014
Financial Services Regulation
Amit Agrawal

Hidden Cost of Compliance

Financial Crisis have made the regulator active like never before and resulting in more and more upcoming regulations. This upsurge in the volume and velocity of regulations has unintended consequen

04 Mar 2014
Financial Services Regulation
Amit Agrawal

Why do RWA differ across countries

Risk Weights Assets (RWA) allocate an amount of capital to the assets held by a financial institution as a function of their risk perception and the origination nature (the higher the perceived risk, ...

23 Jan 2014
Financial Risk Management
Amit Agrawal

Monitoring Tools for Basel III

One of the advantage of the financial crisis is that banking regulators focus more on liquidity then capital. Hence Basel Committee's focussed in Basel III to strengthen global capital and liquidity r...

28 Nov 2013
Financial Risk Management
Amit Agrawal

Regulatory Reporting : Waterfall or Agile

We all know that we will lot of new regulations coming today and tomorrow. Thus that means financial institutions even need to generate so many new reports also. Thus I feel it will good topic to disc...

19 Sep 2013
Financial Services Regulation
Amit Agrawal

Basel III : Centralised Reporting Platform

Basel III regulations will change the way bank address, manage risk and finance. The new emphasis on risk management that is inherent in it requires the introduction/evolution of a risk management fra...

02 Sep 2013
Financial Services Regulation
Amit Agrawal

Bitmessage : Communication from scratch

Bitmessage is a trustless, decentralized peer-to-peer messaging protocol (very similar to Bitcoin). It is a unified system that encrypts every message. It keeps secure the members of the communication...

15 Jul 2013
Banking Architecture
Amit Agrawal

Women Bank - Innovative concept

P Chidambaram’s budget (Indian Finance Minister) gave the biggest surprise in his Budget speech by announcing a public sector bank exclusive for women. Currently in India as per 2012 World Bank Study,...

04 Apr 2013
Financial Services Regulation
Amit Agrawal

Regulations, Regulations and More Regulations

In the current scenario banks need to compliance with FATCA, Dodd-Frank, EMIR and MiFID II. And we will not be surprised if we have few more regulations added up sooner or later. Also, they have limit...

27 Mar 2013
Financial Services Regulation

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