Join the Community

24,380
Expert opinions
40,857
Total members
334
New members (last 30 days)
247
New opinions (last 30 days)
29,364
Total comments

Latest expert opinions

clear
clear
Muhammad Qasim

Muhammad Qasim Senior Software Developer at PSPC

Bridging the Gap between Fiat and Crypto: Why Web3 Cross-Border Payments Need Web2 Thinking

<img src="https://ibb.co/mVg5rBLB" alt="Description of Image" />

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

Managing AI Risk and Rewards in Fintech

As fintechs race to deploy AI for personalization, credit decisions, fraud detection, and automation, success hinges on embedding robust governance, privacy safeguards, and explainability into the product lifecycle — not after the fact. 1. Why AI is both an opportunity and a liability for fintechs AI is now central to many fintech value proposition...

/ai /regulation Fintech

Hussam Kamel

Hussam Kamel Payments Architect at Icon Solutions

Payment Fragmentation Is Here to Stay, and Banks Must Adapt

For years, the payments industry has been on a seemingly unstoppable path toward global harmonisation, integration and alignment. The most recent poster child of this trend was the shift to the ISO 20022 messaging standard, which promised to unlock interoperability and seamless value movement across borders. That somewhat utopian vision has now co...

/payments

Viacheslav Kostin

Viacheslav Kostin CEO at WislaCode Solutions

Neobanks vs Traditional Banks: Digital Innovation and Sustainable Finance Reshaping Banking

Digital-first banking is transforming financial services through sustainability, personalisation, and accessibility. Discover how neobanks are redefining customer expectations. The financial services landscape is experiencing a fundamental shift. Neobanks have emerged as agile, technology-driven alternatives that prioritise customer experience, ...

/payments /retail Innovation in Financial Services

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

The Future of Contactless Payments: What Every Bank Should Watch in 2026

Imagine your customer walking into a pharmacy. They pick up their medicines, tap their phones at the counter, and complete payment before the queue even moves. Your customers now expect this speed in payment everywhere. A recent study by Statista shows contactless payments will cross $8 trillion in global volume by 2026, and the shift is accele...

/retail /inclusion

Jonty Rawlins

Jonty Rawlins Director of Sustainability at Platcorp Group

Powering Africa’s EV Revolution By Investing in Taxi Drivers

Around the globe, countries are driving forward their own Electric Vehicle (EV) revolutions. Regions such as the UK, for instance, aim for 80% of new vehicles sold to be zero-emission by 2030. However, while the rest of the world is accelerating towards an EV future, Africa is facing a complex set of hurdles, including knowledge gaps, import dutie...

/sustainable

Shushant Sudarshan

Shushant Sudarshan Executive at Appinventiv

Living with AI: How Artificial Intelligence Is Quietly Rewriting the Rules of Modern Life

Living with AI: How Artificial Intelligence Is Quietly Rewriting the Rules of Modern Life Let’s be real for a second—AI isn’t some far-off sci-fi fantasy anymore. It’s not all about robots that look like humans or killer machines plotting to take over. That’s Hollywood stuff. What’s actually happening is way more subtle—and honestly, way more inte...

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

Do Stablecoins Really Serve a Purpose?

Why private digital dollars thrive where traditional currency and CBDCs still fall short. Do Stablecoins Serve a Purpose? The Answer Is Yes — but It Depends on the Context In financial debates, stablecoins often attract a deceptively simple question: “Do they really serve a purpose? And if they do, why can’t ordinary currency — or a state-issued di...

/payments /crypto

Steve Round

Steve Round Co-Founder and President at SaaScada

SaaScada’s 2026 fintech predictions

From an ongoing struggle to deliver AI ROI to regulations forcing banks to improve hit their ESG goals, 2026 is going to be a truly transformative year as the UK banking ecosystem grapples with major challenges. FS firms will struggle to move past superficial AI in 2026, hamstrung by legacy tech and a lack of ambition In 2026, the financial serv...

/predictions

Steven Hatton

Steven Hatton Co-founder, Director at Authentiq8 Me

Trust, Efficiency, and the End of Password Fatigue

Business leaders face a paradox: every extra security measure can slow down the very experience customers expect to be instant. Passwordless authentication resolves that tension. Removing shared secrets and binding identity to verified devices delivers stronger protection and smoother engagement simultaneously. From a boardroom perspective, this sh...

Now Hiring