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Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

How AI is Reshaping the Economy

AI will reshape the economy in three major ways — by transforming productivity, labour markets, and the structure of industries — and in each case, the impact will be uneven, multi-speed, and heavily dependent on regulation, trust, and the ability of firms and workers to adapt. This article provides a clear and structured explanation of what is li...

/ai /predictions Innovation in Financial Services

Breno Oliveira

Breno Oliveira Head of Product at payabl.

PSD3: Replicating the UK’s open banking success to Europe

The UK is rightly seen as an open banking pioneer, and with the news earlier this year that open banking connections surpassed 15 million in July, the fastest growth to date, the success of adoption is clear - from consumers enjoying greater control of their finances to merchants being able to offer customers faster, lower-cost and more secure pa...

/payments /regulation

Fergus McKie

Fergus McKie Marketing at Planixs

How tech-enabled treasurers can tackle liquidity in the instant payments age

In this final instalment of the Europe Goes Real-Time series, we’re diving into how treasurers can level up their innovation by using the latest technology. What can treasurers do to get an accurate and live view of their liquidity, and how do they need to change their mindset for a world of instant payments? Read on to find out. In case you misse...

/payments /wholesale Treasury Technology

Steve Wilcockson

Steve Wilcockson Technical Product Marketing at Quantexa

The Danish Black Swan and AML Tech - Journalists, Entity Resolution and Knowledge Graphs

What makes the Danish TV series Black Swan (not to be confused with Nicholas Nassim Taleb’s influential 2007 book, or the 2010 dark horror starring Natalie Portman) so relevant to our world, when money laundering constantly ruins lives, business and freedom? Currently airing on BBC 4, originally TV 2 Danmark in 2024-25, Black Swan, based on real...

/regulation /crime Exposing Financial Crime

Ken Wan

Ken Wan Senior Solutions Architect at SAS

FRAML: Driving Forces, Regulatory Trends and Effective Platform

What is FRAML? FRAML (Fraud and Anti-Money Laundering) is an integrated strategy combining fraud prevention and AML compliance efforts to combat financial crime holistically. It breaks down silos between fraud and AML teams, leveraging shared data, technologies, and processes. To be short, it is a unified approach to bring fraud and AML togeth

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

Locked Together: How CLS Keeps FX Settlements Safe — and What Comes Next

Continuous Linked Settlement (CLS) explained: the payment-vs-payment engine that removed trillion-dollar FX settlement risk, how it works day-to-day, the challenges it still faces (T+1, non-CLS currencies) — and the realistic paths forward as money digitizes. What is CLS — the problem it was created to solve Foreign-exchange transactions are, a...

/payments /regulation

Erica Andersen

Erica Andersen Marketing at smartR AI

The AI Hiring Dilemma: Why Aren't Companies Outsourcing AI Expertise?

In a recent LinkedIn poll, the question was simple: "Let's be honest. Why aren't you hiring external AI experts?" The results were telling, and perhaps a little disheartening for those of us in the AI space. While a quarter of respondents admitted they do hire AI experts, the majority offered concerning reasons for their hesitation. Th

/ai /security Artificial Intelligence and Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Now – finally – the EU is regulating also the public sector..

We have long been arguing that there is a risk that massive effort to supply all willing Europeans with identity building wallets will be a failure – unless there is a critical mass of verifiable credentials available. Identification and drivers licenses are not enough. All sorts are needed and the getting the seldom needed ones harmonised are esp...

/ai /identity Innovation in Financial Services

Sam Boboev

Sam Boboev Founder at Fintech Wrap Up

Deep Dive: Adyen’s Approach to Agentic Commerce

Hey fintech friends, ever feel like the future is sneaking up on you? This morning, I imagined myself asking an AI assistant to “just buy my usual coffee beans,” and it actually tried to do it. No app, no website, just a chat and a confirmed order. This really could be the future, or I would say even the near future. Agentic commerce, where AI ag...

/ai /payments

Prasoon Mukherjee

Prasoon Mukherjee Director | Head of Securities Services | GSC-India at Societe Generale Bank

GDP : The Mirage of Prosperity

In a world captivated by numbers, only a few other figures may command as much reverence as the Gross Domestic Product (GDP). Governments parade it, media drum-beat it, citizens drink it in like a badge of national pride. A single percentage point change can sway markets, shake cabinets, or shape electoral narratives. Yet ask a fundamental questio...

/people /sustainable Financial Inclusion

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