Steve Morgan Banking Industry Market Lead at Pegasystems
The banking sector is undergoing a digital revolution, with the Bank of England recently stating that 55% of AI use cases in the industry have some degree of automated decision‑making within them. From fintech startups to legacy institutions, banks are under pressure to deliver faster, more personalised services while managing operational costs. W...
51 mins /ai /regulation
Erica Andersen Marketing at smartR AI
The relentless march of artificial intelligence (AI) is reshaping the financial technology (FinTech) landscape, promising to revolutionize everything from fraud detection and risk management to personalized customer experiences and algorithmic trading. However, the path to AI integration is not paved with gold; it's a complex terrain riddled with...
1 hour /ai Fintech
Henrique Prado Product Manager at LoanTube
Much of the discussion around artificial intelligence in fintech still centres on front-of-house polish: smarter search, interactive help pages and basic chat functions. These are easy wins - visible to customers, simple to deploy and useful for marketing campaigns - but they only skim the surface of what AI can do. Too often, fintechs stop there,...
2 hours /ai /startups Fintech
Stanley Epstein Associate at Citadel Advantage Group
Why industry leaders must look past the hype to the hard realities. Artificial intelligence is transforming banking at unprecedented speed — powering fraud detection, compliance automation, credit decisions, trading optimisation, and customer engagement. At the same time, cyber threats are escalating in scale and sophistication, driven by AI-enab...
15 hours /ai /regulation Operational Risk Management
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
What started pretty much as an effort to get identification credentials issued to citizens (needed in countries without ID-services by banks) is now - thanks to mandatory general-purposes EBWs for public sector units (who can be against fast action here?) - moving to the opportunity identity building organisation wallets bring to industry and glob...
16 hours /ai /identity Transaction Banking
Interesting discussion with LLMs today. Sometimes they tend to dramatise - so I have edited. Floor 0 — Internet (the swamp) Everyone starts here. Today’s economy is built on: passwords phishing unverifiable emails unverifiable phone calls unverifiable organisations It’s the fraud floor. Especially painful for elderly customers in banks, telecoms ...
17 hours /ai /identity Innovation in Financial Services
Alexey Plekhanov Advisor to fintechs
These days it’s pretty hard to find a fintech niche that hasn’t already been chewed through and fought over by a dozen well-funded players. Most mature segments now end up looking roughly the same: A couple of legacy giants who’ve accumulated so much capital, brand, and operational fat over the decades and even centuries that they somehow keep r...
21 hours /startups
Shushant Sudarshan Executive at Appinventiv
Choosing the right software development partner is one of the most critical decisions for any organization undergoing digital transformation. As businesses accelerate their adoption of web, mobile, and cloud-first solutions, Chicago has rapidly become a top-tier tech destination in the U.S. Known for its blend of enterprise-ready engineering, inno...
30 November 2025
Sam Boboev Founder at Fintech Wrap Up
I’ll be blunt: who isn’t a little weary of the AI hype in banking? I watched Backbase's Engage 2025 event in London to gain insights into AI's role in the banking sector and what Backbase is developing. During the keynote address, CEO Jouk Pleiter asked the audience, "Who's a little bit tired of all the AI hype?" Numerous hands were rai...
30 November 2025 /ai /retail
Ram Ghadiyaram Researcher at IEEE
Why banks that treat AI as a core capability .. not just a tool to will dominate the next decade ? Artificial Intelligence is no longer a futuristic promise in banking. It is the silent engine driving the entire industry. From real-time fraud prevention to personalised financial advice, AI operates 24/7, making banking faster, safer and more intu...
30 November 2025 /ai /regulation Artificial Intelligence and Financial Services
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