06 February 2016

Innovation in Financial Services

A Finextra Community Group

1,215Posts 4,870,715Views 1,541Comments

Latest blog posts

Alexander PeschkoffTEDIPAY - London

Blockchain for blockheads - Distributed Ledger for Dummies in five minutes

02 February 2016  |  2114 views  |  0  |  Recommends 0

Food for thought for those in a hurry: why doesn't a card payment terminal need to check with all other terminals worldwide that your card is genuine?.. Bitcoin hype seems to be superseded by its blockchain flavour. Bitcoin start-ups still raise money, so do blockchain ones - it's tempting to chase unicorns in the "rocket science" area fe...

TagsVirtual currencyStart ups
Hakim Mendjeli4by90 Consulting - London

PART 2: WHY CHALLENGER BANKS NEED TO BE 100 TIMES BETTER THAN INCUMBENTS

01 February 2016  |  1345 views  |  1  |  Recommends 0

In my previous article I attempted to reframe the “Fintech debate” into one centred around its goal (competition) rather than its means (Innovation, Fintecth, etc.). In this piece I would like to offer a framework to discuss what an overall banking proposition is and why one will be better than another. This will lead me to argue that a challenger...

TagsMobile & onlineInnovation
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Vinod SharmaEconet Wireless Zimbabwe - Harare

Next big thing in Mobile Financial Services Interface

28 January 2016  |  1886 views  |  0  |  Recommends 0

Mobile Money or M-Money refers to financial transactions or services that can be carried out using a mobile device what ever this is but for Payments Revolution; Speed is The King. Very popular pheno...

TagsPaymentsInnovation
Hakim Mendjeli4by90 Consulting - London

Forget about Fintechs and Innovation, they aren’t the point - Part 1: It’s all about competition

27 January 2016  |  2131 views  |  0  |  Recommends 0

By Hakim Mendjeli , 4by90 consulting (This article was first published here) This is the first instalment of a few articles to share my perspective on innovation, retail banking, Fintechs and competi...

TagsRetail bankingInnovation
Vinod SharmaEconet Wireless Zimbabwe - Harare

Mobile Payments : Mythical Facts

25 January 2016  |  2418 views  |  0  |  Recommends 0

Abstract – This article is triggered by real life incidents combined with a high-level overview of mobile financial services and mobile payments. The mobile technologies covered herein are neither new...

TagsVirtual currencyPayments
Bo HaraldZEF and Real Time Economy Program - Helsinki region

Deutsche Bank CEO promises 10 more years for cash

24 January 2016  |  2161 views  |  1  |  Recommends 0

The Deutsche Bank CEO stated that cash will disappear during the next 10 years. Why does it have to have to take so long? Take the opportunity to repost this from 2008: "EU published some figure...

TagsCardsPayments
Vinod SharmaEconet Wireless Zimbabwe - Harare

FinTech a wave to pass on or an Opening to..

22 January 2016  |  2023 views  |  0  |  Recommends 0

Abstract -: Compliments of the season. This post coming out of own my observations, experience and reading from Internet. Payments innovation is happening and it’s continued since end of 2014. Intere...

TagsPaymentsInnovation
Vinod SharmaEconet Wireless Zimbabwe - Harare

Banking or Banks?

21 January 2016  |  1387 views  |  0  |  Recommends 0

Abstract – This article is purely from my own assumptions and experience no where related to any conclusion. focused on the issues, developments and trends around banks, banking, fintech & financi...

TagsPaymentsInnovation
Charmaine OakShift Thought - Bristol

New Subscribe and Save Offer from Amazon could prove sticky

20 January 2016  |  1641 views  |  2  |  Recommends 1

As I report that Amazon has been making further inroads into the UK online shopping market, I realise it is probably an under-statement. As it was our go-to provider long before the holiday season it ...

TagsMobile & onlinePayments
Bo HaraldZEF and Real Time Economy Program - Helsinki region

Why does it take so long?

19 January 2016  |  1656 views  |  2  |  Recommends 0

E-id as a bank service has been in place for soon 20-years in Finland and it serves especially well the public sector where strong e-id is often needed - but with low usage intensity. This means that...

TagsRetail bankingInnovation
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Founded by Elton Cane
Date 12 Nov 2007
Group profile
A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
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Hakim Mendjeli

Consultant on digital product management...

Alexander Peschkoff

I am the co-founder and CEO of TEDIPAY,...

Charmaine Oak

Shift Thought is a UK-based consultancy...

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