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Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

How wallets will protect especially elderly against fraud

The focus is now on getting public sector units to take EBWs in use - before it becomes mandatory. I have for my part listed the massive reasons - the WHY - over the years and will not repeat them here. Christmas came early this year as EU and the German chancellor Friedrich Merz came out with the HOW: mandatory wallets for issuing and verif

/security /identity Innovation in Financial Services

Shushant Sudarshan

Shushant Sudarshan Executive at Appinventiv

Identity and Access Management: Your Playbook for Winning with the C-Suite Leaders

The line between sport and business has been blurred for some time now. Sport often borrows analytical elements from corporations and manages their players like professionals, and on the other hand businesses are beginning to seek new tactical approaches already being championed by sport teams across the globe. With the Rugby World Cup 2015 in ful...

James Richardson

James Richardson Global Head of Solutions at Bottomline

The Clock Has Struck: Navigating the UK’s 'Failure to Prevent Fraud' Offence

The UK’s ‘Failure to Prevent Fraud’ offence, which took effect last month, introduces a new layer of liability for large organisations, including financial institutions and businesses. It holds them responsible for fraud committed by their employees, agents, or other “associated persons”, marking a fundamental change in how organisations must mana...

/payments /regulation Financial Services Regulation

Teymour Farman-Farmaian

Teymour Farman-Farmaian CEO at Higlobe

The Genius Act: what needs to be addressed and why should we care?

The Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act) is a freshly passed law that establishes a framework for regulating stablecoins. Stablecoins are digital assets designed to maintain a fixed value, typically pegged to the U.S. dollar. The act requires all stablecoins to be backed one for one by U.S. dollars. Th...

/payments /crypto Banking

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

The Human Core of Resilience

BCI’s Horizon Scan Report 2025 reveals a widening gap between lived disruptions and future risk perceptions—showing why people, not technology, will determine organizational survival. The discussion of risk and resilience, as detailed in the BCI Horizon Scan Report 2025, centers on a complex and evolving threat landscape, the criticality of human f...

/regulation /crime

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

How much will AI-agents speed up organisation wallet adoption?

EU legislation is soon driving mandatory wallet deployment in public sector units. The need for mandatory EBWs was echoed directly by the German chancellor Friedrich Merz. I am sure that many countries outside EU will also go for mandatory - as this gives enterprises powerful reasons to take suitable wallets in use - and the McKinsey estimated 3-...

/ai /identity Innovation in Financial Services

Muhammad Qasim

Muhammad Qasim Senior Software Developer at PSPC

Why Banks Are Turning to White-Label Programmatic Infrastructure

For more than a decade, financial institutions have depended on a small group of dominant platforms to reach digital audiences. Google, Meta, Amazon, and a handful of large retail media networks controlled not only the inventory, but also the data, the targeting logic, and the economics. These “walled gardens” worked because they delivered scale a...

/payments /inclusion

Vitaliy Abayev

Vitaliy Abayev Chief Operational Officer at DCM

Stablecoins vs Tokenized Deposits: The 10× Gap

According to a16z crypto State of Crypto 2025, stablecoins processed $46 trillion in on-chain volume over the past 12 months — putting them on par with the world’s largest payment networks. For comparison: Visa $16 T | ACH $87 T. Blockchain has already proven itself as a global payment rail. But the way stablecoins move money isn’t how banks create...

/payments /inclusion

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

How AI is Reshaping the Economy

AI will reshape the economy in three major ways — by transforming productivity, labour markets, and the structure of industries — and in each case, the impact will be uneven, multi-speed, and heavily dependent on regulation, trust, and the ability of firms and workers to adapt. This article provides a clear and structured explanation of what is li...

/ai /predictions Innovation in Financial Services

Breno Oliveira

Breno Oliveira Head of Product at payabl.

PSD3: Replicating the UK’s open banking success to Europe

The UK is rightly seen as an open banking pioneer, and with the news earlier this year that open banking connections surpassed 15 million in July, the fastest growth to date, the success of adoption is clear - from consumers enjoying greater control of their finances to merchants being able to offer customers faster, lower-cost and more secure pa...

/payments /regulation

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