26 November 2014

Innovation in Financial Services

Archive for: September, 2008
Dean ProcterTransinteract - Sydney

Payments are heading out the door of a bank near you.

30 September 2008  |  2964 views  |  0  |  Recommends 0

I think that the biggest threat banks face is lack of trust and ethics. Payments are based on trust. Consumers will be looking hard for alternatives. There will be plenty. Payments is only part of it. Consumer credit is next. There's more...

TagsPaymentsRetail banking
Dean ProcterTransinteract - Sydney

Cards are dead - is even Visa ditching cards?

27 September 2008  |  3386 views  |  0  |  Recommends 0

I have to question the ROI on Visa's investment into an Android application, although I suppose now it's do everything or die for them. There have been some questions asked as to whether banks should really be investing in NFC and effectively strengthening the card brands, albeit temporarily. I would tend to advise that they should not. Cards are ...

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a non-active Finextra member

Does NFC required for the Banks?

24 September 2008  |  3464 views  |  0  |  Recommends 0

Mobile payments, mobile marketing, mobile trust services, mobile couponing, etc... Several business cases had been accomplished by several banks! SMSs, WAPs, Java Apps, Barcodes had been used and trie...

TagsOnline bankingRetail banking
Dean ProcterTransinteract - Sydney

Credit Cardholders' Bill of Rights over 1st hurdle?

24 September 2008  |  3347 views  |  1  |  Recommends 0

Americans will carry about $1 trillion in credit card debt by the end of Christmas. Congress has just passed The Credit Cardholders’ Bill of Rights Act of 2008, known as H.R. 5244. Some of the refor...

TagsCardsRetail banking
Dean ProcterTransinteract - Sydney

Why Mobile Transactions Will Rule On The Internet

23 September 2008  |  3041 views  |  2  |  Recommends 0

Did you know that about 50% of online shopping carts are abandoned at checkout?* Research has shown 41% of online shoppers think that the check-out process is too long.** Even those shoppers who are...

Dean ProcterTransinteract - Sydney

Card schemes reach orbit through perpetual spin

23 September 2008  |  2551 views  |  0  |  Recommends 0

The marketing spin by the card payment industry espousing (misrepresenting?) the virtues of yet another security initiative to add to the great list - here remember another password for the internet...

Amit SharmaEmotion Associates - Nottingham

Banks need to do more about Fraud internally

12 September 2008  |  3881 views  |  4  |  Recommends 0

I agree with Marite Ferrero's comments but I also think this is a tough one simply because fraudsters - being fraudsters - will find a way anyway. However, that is not to say nothing should be done. ...

Peter J CooperCooper Sydney - Sydney

Transliteration in finance - the elusive babel fish is here

09 September 2008  |  2851 views  |  0  |  Recommends 0

One of the more intriguing developments this year to hit the front line is dynamic language conversion. Welcome. Wilkommen. Bienvenue. That is just the beginning, try doing it for dozens of langauges ...

TagsCardsRetail banking
Peter J CooperCooper Sydney - Sydney

Club Penguin Day in the market. Had a bad day?

05 September 2008  |  4164 views  |  0  |  Recommends 0

Health Warning: Bearish view follows. Big reshuffle lately in the global power game of market caps. The persistent record volumes on the LSE and others are just the beginning but market value is heade...

TagsPost-trade & opsWholesale banking
Stanley EpsteinCitadel Advantage Ltd - Modiin

Let the innovators innovate!

04 September 2008  |  2403 views  |  1  |  Recommends 0

If you really want to boost the EU's economic fortunes, improve its competitiveness and facilitate its progressive adaptation to the digital age then you need less regulation, not more. And the best ...

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