Join the Community

24,268
Expert opinions
40,806
Total members
341
New members (last 30 days)
224
New opinions (last 30 days)
29,326
Total comments

Latest expert opinions

clear
clear
Parv Bagga

Parv Bagga Inside Sales Specialist at Legitquest

AI for Legal Risk Evaluation: Empowering Businesses with Informed Insights

In today’s business environment, organizations face increasing pressure to manage risk effectively and ensure compliance in every transaction, partnership, or hiring decision. Traditional due diligence processes built on manual reviews and scattered data are no longer sufficient to meet the demands of speed, accuracy, and transparency that modern ...

Shushant Sudarshan

Shushant Sudarshan Executive at Appinventiv

Rewriting the Future of Digital Payments: Why Modern Payment Gateways Need a Radical Architecture Sh

For years, payment gateways quietly powered the global economy behind the scenes. But 2025 looks nothing like even five years ago. The industry is dealing with a new reality — skyrocketing transaction volumes, instant-payment expectations, fragmented regulations, AI-driven fraud, and the rising need for multi-rail interoperability. And yet, many b...

/payments The Payments Business

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Identification should be easy. Identity building also...

Interesting read ://lnkd.in/d2XJFWt4 from the Tony Blair Institute. In the Nordics state issued documents that you use for opening a bank account and thus getting e-banking log-in codes led to e-Identification services by banks from 1992 onwards in Finland. All services - public and private - that need strong identification - can be accessed with ...

/identity Innovation in Financial Services

Dr Ritesh Jain

Dr Ritesh Jain Advisor at WorldBank

When Payments Evolve: Why Visa’s Stablecoin Payout Pilot Matters

When a global payments network with decades of legacy and scale declares that payouts can arrive in minutes rather than days, it’s not fluff — it’s a signal of systemic change. Visa’s new pilot allowing businesses to fund payouts in fiat while recipients receive USDC-backed stablecoins marks a pivotal moment in the evolution of cross-border payment...

/payments /regulation Fintech

James Gozney

James Gozney CEO at Aslan

Why traditional payroll models fall short

Before 1960, the overwhelming majority of the UK was paid weekly, in cash. Since 1960, the digitisation of pay and an increasingly complex tax system has meant that the cost of running payroll has ballooned for companies. So today, three-quarters of us are paid once a month. But in a 21st-century world of instant banking, digital wallets and on-de...

/people /inclusion

Anton Tekhtelev

Anton Tekhtelev Head of Product and Business Development at Fintech Expert

Fintech’s Silent Growth Killer: Toxic Product Culture

I’ve worked in several fintech companies. Many of my friends and acquaintances work in fintech. I’ve also talked at length with people who hire — or used to hire — others in fintech. And one thing stands out: toxic work culture is too often normalised in fintech. It is treated as inseparable from rapid growth. Some heads and C-level folks are even ...

/people /sustainable

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

The Last Days of the Cheque: How a Banking Icon Is Fading Into History

Once the backbone of global payments, the humble cheque is now a relic of a bygone era—kept alive only in niche markets and legacy systems as digital transactions reshape the financial world. The Enduring Symbol of an Era When I began my banking career almost 60 years ago, the payments world was simple. A transaction could be settled in cash, by w...

/payments

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

How do APIs help launch new wallet features quickly?

Your customers today expect digital payments to be instant, secure, and effortless. According to Statista, the global digital wallet payments market is projected to exceed $14.8 trillion by 2027. This growth reflects how fast wallets are evolving to meet user demands. When users experience instant P2P transfers, QR payments, or rewards in one wall...

/payments /inclusion

Ravi Satyanarayana

Ravi Satyanarayana Partner - Payments & Fintech Innovation at TCS

Bank’s Co-existence Strategy for Multi-Rail Payments

Abstract: Banks should adopt a co-existence strategy between their traditional payments rails and emerging programmable DLT-native rails. The future of payments will not be a replacement scenario but a convergent one, all unified by the orchestration layer since each rail has its own strengths and merits that serve different customer segments, reg...

Steven Hatton

Steven Hatton Co-founder, Director at Authentiq8 Me

Passwords, once the cornerstone of digital identity. Today, one of its greatest vulnerabilities

From phishing to credential stuffing, the evidence is clear: password‑based security simply cannot keep pace with the threats businesses face. At the same time, customers demand login journeys that are instant and frictionless. The convergence of these two forces is leading to a global pivot: the rise of passwordless digital identity. By replacing ...

/identity /predictions

Now Hiring