08 February 2016

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Archive for: August, 2012
Alexander PeschkoffTEDIPAY - London

Barclays PingIt: UX SUX

31 August 2012  |  7597 views  |  2  |  Recommends 1

If I give you £10 pounds, how difficult will it be for you to use it? Silly question. If I send you £10 via PingIt, would it be even simpler to use, considering how "revolutionary and easy" Barclays promises that service to be? Not quite. When I make a payment to someone who is not currently registered with PingIt, that person must sign u...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
a non-active Finextra member

Fraud Management Investments - How Effective Are Yours?

31 August 2012  |  2784 views  |  0  |  Recommends 0

The massive Ernst & Young Global Consumer Banking survey of nearly 30,000 bank customers around the world reveals that banking customers are increasingly expecting more personalization, convenience, accessibility and reliability across channels. Hence, a clear demand for banks to invest in making their channel network more customer-centric and...

TagsRetail banking
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Alexander PeschkoffTEDIPAY - London

Google Wallet: behind the scenes

30 August 2012  |  7881 views  |  5  |  Recommends 0

Google Wallet's business model "bleeds" less than I originally estimated. Google's card issuing partner is not Citi, but Bancorp (thank you for the correction, Frank). The latter is exempt f...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
a non-active Finextra member

Feast in the Front Office, Famine in the Back Office..

30 August 2012  |  2907 views  |  0  |  Recommends 0

Feast in the Front Office, Famine in the Back Office – Competitive Advantage in the Middle? In the capital markets industry, the front office has seen much growth and innovation in recent years suppor...

TagsSecurity
Pat CarrollValidSoft - London

The cost of e-crime: a wake-up call for the retail industry?

29 August 2012  |  4007 views  |  0  |  Recommends 0

The recent findings of the British Retail Consortium’s first e-crime study which estimates that UK retailers lost over £205 million in 2011-2012 due to e-crime caught my eye recently – particularly t...

TagsSecurityRetail bankingGroupInnovation in Financial Services
Alexander PeschkoffTEDIPAY - London

Google Wallet is losing money on EVERY transaction

29 August 2012  |  23826 views  |  5  |  Recommends 1

At launch, Google Wallet (GW) was based on Trusted Service Manager (TSM) business model, similar to the one still favoured by the mobile network operators (MNOs), e.g. ISIS. Under that scenario, GW o...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Paul BramwellSunGard - Hartford

Protecting Against Corporate Volatility Risk

28 August 2012  |  2137 views  |  0  |  Recommends 0

Volatility in global markets, and in particular, the debt crisis in the eurozone has placed many corporations at greater risk, and in particular FX risk. “Vulnerability to Volatility Risk – a Global C...

TagsRisk & regulationSibos
David AbbottFiserv - London

its all about communication

28 August 2012  |  3127 views  |  0  |  Recommends 0

As this form of payment (contactless card) is not yet supported by all issuers there is not the awareness needed - but hey - there is no need to be aware of it - unless you have an NFC card to use. Ba...

Jay KavalaCustomerXPs Software Private Limited - bangalore

The liability question in electronic banking fraud

28 August 2012  |  7399 views  |  0  |  Recommends 0

Who is liable for the lost funds when fraud happens in a customer’s bank account through the illegitimate access/use of ATM or internet banking or mobile banking? Answer to the question depends on the...

TagsRisk & regulationRetail banking
Anuradha MallyaInfosys Technologies Limited - Bangalore

Will be or will not be, that is the question!

28 August 2012  |  2662 views  |  3  |  Recommends 0

Will it, wont it? Speculation on the fate of the bank branch is similar to the Loch Ness monster debate in at least one way - no one knows for sure. Branches can only try to prolong their survival and...

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