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OMG ... it is Christmas Eve and we have another charlatan's friend EMV 'expert' claiming that EMV is not the answer to Target data breach in the following article http://pciguru.wordpress.com/2013/12/...
Will the EMV technology based payments be rolled out in the US in the next couple of years? I do not know for sure, but I hope they will and strongly believe that they should. There is clear push by t...
Digital currencies such as Bitcoin have been capturing the attention of the world’s financial and technology press for some time, both in a positive and negative manner. Digital currencies are here t...
Last year, my magic crystal balls helped me get 6 out of 7 predictions right. Let's see if I can do even better this year. As a quick summary, my predictions for 2014 are based on proliferation of alt...
Aircraft carrier is an awesome sight: it's huge, full of energy, impressive in all respects. It's worth a lot of money too. However, when you see an aircraft carrier on the horizon heading towards you...
Brett King’s recent article on ‘Banking’s new playground’ raises some interesting points as to ‘how Africa will show the way’. Smart phone penetration in Africa is currently less than 15% and projec...
In recent months, since Google has announced the support for Host Card Emulation (HCE) in their latest Android 4.4 KitKat, we have seen a barage of articles and analyses (some in very reputable public...
Residents without bank accounts at risk of arrears under new benefits system http://www.theguardian.com/housing-network/2013/dec/02/universal-credit-housing-benefit-banking Universal credit will be pa...
OK folks. You’ve all been hearing about Bitcoin. Your neighbors have been hearing about Bitcoin. Your dog walker has been hearing about Bitcoin. Now it’s time to separate the wheat from the chaff… L
It’s called ‘Cyber Monday’, one of the busiest days shopping days of the year and cards failed. Across the country, parents were left unable to pay for their kids Christmas presents, customers were st...
In what is undoubtedly a positive move for consumer safety, the European Central Bank has issued a set of draft recommendations for mobile banking and payments security. However, while agreed standard...
What a fabulous week I have just had in Kenya. Home to many things, it is the current home of mobile money. Ask any Kenyan what mobile money is and how useful it is and you will get a very clear answe...