23 August 2014

Innovation in Financial Services

Archive for: July, 2012
Colin DaySunGard - London

Keeping track of the Asian private banking evolution

20 July 2012  |  3823 views  |  0  |  Recommends 5

Competition for high net worth (HNW) clients is pushing banks to innovate around new product offerings. A huge influx of wealth & private banking businesses has sprung up in the region, focusing on the wealth that is being generated domestically. This is typically new money, first generation wealth and therein lays the challenge for establish...

TagsOnline bankingRetail banking
Alexander PeschkoffTEDIPAY - London

Apple vs Google: user experience

18 July 2012  |  3497 views  |  2  |  Recommends 0

The following fact always comes as a surprise to many people: there are very few technologies (as opposed to features) that Apple actually invented. Take iPhone, for example: Apple simply "glued" together (OK, it was far from simple and trivial, but still) components and technologies that existed for a number of years elsewhere. It all...

TagsMobile & onlinePayments
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Pat CarrollValidSoft - London

Protecting Pin Pad Payment

18 July 2012  |  4214 views  |  1  |  Recommends 0

It was interesting to read in the FT's special on 'Cyberwarfare' recently which identifies that pin pad payment terminals pose a security risk for millions of consumers. According to MWR InfoSecuri...

TagsCardsSecurity
Mark GerzsoBankfutura E-Finance Research - Budapest

Would you share your savings goal on Facebook?

16 July 2012  |  3182 views  |  1  |  Recommends 0

Personal Finance Management is in the focus of most banks nowadays. However, if it comes to PFM most banks (and vendors) are at the very early phase of their learning curve, at least, in the continent...

TagsOnline banking
Alexander PeschkoffTEDIPAY - London

Should Amazon be slapped on the wrist?

11 July 2012  |  3258 views  |  1  |  Recommends 0

A French friend of mine recently boasted about his "ultra-secure" credit card issued by his local bank - that card required SMS-based authorization of every transaction. There is nothing sec...

TagsCardsRetail banking
Darren NegraeffZafin - Vancouver

Part II: Major Hurdles Core Banking Systems need to Overcome

09 July 2012  |  3397 views  |  0  |  Recommends 0

Core banking systems were built for a slower technological pace, where code changes were rare and stability and security were paramount. Now, legacy core banking systems are an impediment to innovatio...

TagsRetail bankingWholesale banking
Michael NuciforoKeatan - London

A Balanced View

08 July 2012  |  4855 views  |  2  |  Recommends 0

Viewing a balance is by far the number one transaction conducted in Mobile banking. Eighty per cent of the time it is the only activity done by a customer after they login. That’s right. Eight out ...

TagsMobile & onlineRetail banking
Alexander PeschkoffTEDIPAY - London

Contactless payments since 1926

05 July 2012  |  4940 views  |  3  |  Recommends 2

On my desk sits one of the first contactless credit cards. It dates back to 1926 when it worked in exactly the same way as its modern NFC successor - you present it to buy goods or services. If they...

TagsMobile & onlinePayments
Rupert FallowsKPIT Cummins - Reading

Changing a Sales Culture that is Institutionalized

03 July 2012  |  2970 views  |  0  |  Recommends 0

INTRODUCTION Your organization has decided that you must develop new processes, methodologies and technologies to increase the effectiveness and compliance of your sales force. Those you have, the on...

TagsSecurityRisk & regulation
Bo HaraldZEF and Real Time Economy Program - Esbo

Wasting tax payer's money until 2020?

03 July 2012  |  2432 views  |  1  |  Recommends 0

Most governments are trying hard to save tax payer’s money – and even more importantly trying to push the SME-sector into digital processes and financial administration. But still too many in EU seem ...

TagsOnline bankingPayments
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