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Archive for: July, 2011
Bo HaraldZEF and Real Time Economy Program - Esbo

Where is your country?

26 July 2011  |  4330 views  |  0  |  Recommends 0

Deadlines for paper or otherwise unstructured invoices (e-mail) to the public sector have been issued in many countries - and more are on their way. The reasons for this are obvious: 1. save tax payers money 2. move increasingly scarce human resources from administration to services and other productive tasks 3. kick-start e-invoicing in the eco...

TagsOnline bankingPaymentsGroupInnovation in Financial Services
Bo HaraldZEF and Real Time Economy Program - Esbo

No scanning please

19 July 2011  |  3812 views  |  5  |  Recommends 0

When Denmark legislated against paper invoicing in the public sector (including municipalities) back in 2005 service providers (including banks) where not ready with easy solutions for the SMEs. The solution was that enterprises where told to go to the local post office to have invoices scanned. The state paid the cost. Many enterprises (worldwi...

TagsOnline bankingPaymentsGroupInnovation in Financial Services
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Bo HaraldZEF and Real Time Economy Program - Esbo

The biggest of them all

19 July 2011  |  3865 views  |  0  |  Recommends 0

We read that PayPal is moving into e-invoicing. Natural step for anyone who wants to stay in the payments business = keep the funding and profitability transaction accounts offer. Some banks have not ...

TagsOnline bankingPaymentsGroupInnovation in Financial Services
Bo HaraldZEF and Real Time Economy Program - Esbo

Why is innovation so difficult in banks

04 July 2011  |  3248 views  |  2  |  Recommends 0

I attended a very good innovation meeting last week and there one senior banker said that innovations in banks are so difficult because there is an obsession with business cases. No innovation investm...

TagsOnline bankingPaymentsGroupInnovation in Financial Services
Bo HaraldZEF and Real Time Economy Program - Esbo

CUT 50

03 July 2011  |  3072 views  |  0  |  Recommends 0

CUT 50 is the name of the next phase in the Real Time Economy program run in Finland since 2006. It stands for cutting SME administrative costs in half by 2014-15. The main building blocks are the fol...

TagsOnline bankingPaymentsGroupInnovation in Financial Services
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