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Archive for: July, 2009
Bo HaraldZEF and Real Time Economy Program - Helsinki region

54 Billion reasons in Germany

31 July 2009  |  5331 views  |  0  |  Recommends 1

From Deutsche Bank report: “the bulk of the companies [SMEs in Germany] squander the sizeable efficiency gains that come with the introduction of digital invoices. According to estimates by researchers at the University of Hannover, the German economy offers total cost-savings potential of around EUR 54 bn, mainly in more efficient processes, i.e....

TagsPaymentsGroupTransaction Banking
Bo HaraldZEF and Real Time Economy Program - Helsinki region

Global attention for e-invoicing

22 July 2009  |  1968 views  |  0  |  Recommends 0

Potentially useful repository in Business Week.The Real Time Economy Community site is still second to none - especially as we are in the next phase moving to automated real time accounting - starting from SMEs.

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Bo HaraldZEF and Real Time Economy Program - Helsinki region

Co-regulation time

22 July 2009  |  1934 views  |  0  |  Recommends 0

I wrote this blog post back in 2007 and keep coming back to the theme rather often. As said there - business should morally embrace the need for regulation - it cannot be avoided - be it the environm...

TagsRetail banking
Bo HaraldZEF and Real Time Economy Program - Helsinki region

Paying for paper

22 July 2009  |  2071 views  |  0  |  Recommends 0

The migration from the old habit of de-electronizing invoices by printing them on paper - and thereby loosing much of the valuable information - and causing a lot of cost for re-electronizing what is ...

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Bo HaraldZEF and Real Time Economy Program - Helsinki region

Banking is easy..

12 July 2009  |  2232 views  |  0  |  Recommends 0

You just accept deposits and make loans with high margins. If you are a start-up bank you just pay more for the deposits and then place the money in high-earning but still quite secure loans and inte

TagsPaymentsRetail banking
Bo HaraldZEF and Real Time Economy Program - Helsinki region

It is not the invoice...

11 July 2009  |  1965 views  |  0  |  Recommends 0

Slap any number of digital signatures on an electronic invoice and still you cannot guarantee any integrity and authenticity. The legal harmonization debate in EU is unfortunately still wrongly focusi...

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Bo HaraldZEF and Real Time Economy Program - Helsinki region

Want to save 1 billion litres of gasoline?

05 July 2009  |  2166 views  |  0  |  Recommends 1

Well that is easy - just ask the average European to act so that 2 litres less is used - a year. Should not be difficult - and one could in the same go throw in other fossile fuels and CO2 generation ...

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