26 November 2014

Innovation in Financial Services

Archive for: April, 2011
Upendra NamburiGE Money - Gurgaon

Payments Alone May Not Pay the Bills

30 April 2011  |  3665 views  |  1  |  Recommends 0

I came across an enterprising man who worked as a driver and doubled up as the neighborhood milkman. In the initial months, he found himself collecting and carrying large amounts of money on a daily basis, which became quite unwieldy with his day job. To make matters worse, with outstanding dues, leakages in collections and a host of challenges po...

TagsPaymentsRetail banking
Tim TylerMisys - London

Coupons and Payments - What Do We Have To Lose?

26 April 2011  |  4104 views  |  1  |  Recommends 0

Electronic coupons appear to be all the rage at the moment, with the rush to the front seemingly being led by Groupon. Throwing themselves in to the fight now are Google (with Google Offers) and Facebook (with Facebook Deals) - so there might be an assumption that there is scope for considerable growth in this market. Do banks need to keep a wary

TagsMobile & onlineRetail banking
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Bo HaraldZEF and Real Time Economy Program - Esbo

ATM transactions heading south

24 April 2011  |  5410 views  |  0  |  Recommends 0

Accelerating decline in use of cash clearly reflected here and in card transaction statistics in Finland (even without costs being visibly charged for ATM withdrawals..). Good news for all. On EU leve...

TagsOnline bankingPayments
Bo HaraldZEF and Real Time Economy Program - Esbo

e-invoicing ice hockey stick

24 April 2011  |  4256 views  |  0  |  Recommends 0

It took time to get it going - but this is looking good (statistics covers only Finvoice - similar growth in other local standards). In a couple of years time paper or e-mailed PDF invoices will be as...

TagsOnline bankingPayments
Bo HaraldZEF and Real Time Economy Program - Esbo

e-id services and e-commerce payments 2010 in Finland

24 April 2011  |  4417 views  |  0  |  Recommends 0

Excellent growth figures - on EU levels the e-id volume would be 1,5bn. All public sector id-transactions are presently done by banks. This is extremely cost efficient (economy of reuse) and naturally...

TagsOnline bankingPayments
Bo HaraldZEF and Real Time Economy Program - Esbo

Amazing e-banking growth - again

24 April 2011  |  4498 views  |  0  |  Recommends 0

I would have thought the transaction growth would have petered out in Finland - when most customers have used it for years - and now there are 5,2m e-banking contracts (a population of 5,4m and some p...

TagsOnline bankingPayments
Tim TylerMisys - London

Location, Location, Location

21 April 2011  |  4753 views  |  0  |  Recommends 0

So we have heard in the press that iPhones now record location information in a 'hidden' file. Not that Apple are tracking you, just that this information is logged. Lots of people record their loca

TagsMobile & onlineRetail banking
Brett KingMoven - New York

Get the journey right, stop focusing on the destination

20 April 2011  |  3839 views  |  5  |  Recommends 0

If you are thinking of a trip you have any number of options to get there. You can travel by car, by bus, by train, by ship or by air. Depending on the distance you might walk, or ride a bike. You can...

TagsMobile & onlineRetail banking
Bo HaraldZEF and Real Time Economy Program - Esbo

Real Time Economy presentation

18 April 2011  |  3712 views  |  0  |  Recommends 0

http://streams.metropolia.fi/old/MultimediaTech2010/bo_harald_1/

TagsOnline bankingPayments
a non-active Finextra member

Next: Algorithmic Banking?

15 April 2011  |  4461 views  |  0  |  Recommends 1

Algorithmic trading has made the headlines, most often negatively. The underlying idea is that computers can make, on a broader scale, better decisions than a trader. On the other hand, criticism is r...

TagsOnline bankingRetail banking
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